3988 S Bushmill Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 3988 S Bushmill Dr, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,562 sqft · built 2000
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (May 2019)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-17093-53`

Property Details

APN / Parcel Number

Primary APN	`014-17093-53`
Alternative APN	`53-08-17-302-040.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,562 sqft Living Area
1st Floor Area	2,013 sqft
Attic	Attic
Attic Area	1,098 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	138 ft deep x 62 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17093-53
Street Address	3988 S BUSHMILL DR
City	BLOOMINGTON
State	IN
Zip	47403-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-17093-53 THE HIGHLANDS PH 1 LOT 53
Legal Subdivision	THE HIGHLANDS SUBDIVISION
Legal Lot Number	53
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3021
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3988 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
May 23, 2019	Warranty Deed, Transfer · ARM INDIANA UNIVERSITY CU
May 25, 2017	Warranty Deed, Transfer · ARM RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	20196959
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3988 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014587
Date	Jul 29, 2021
Instrument	2021014587

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 23, 2019
Property Address	3988 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Document Number	2019006959
Map Reference	CAB C ENV 285
Instrument Date	May 16, 2019
Instrument	2019006959
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3988 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945

Mortgage

Document Number	2019006960
Date	May 23, 2019
Instrument	2019006960

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 25, 2017
Property Address	3988 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Document Number	2017006940
Map Reference	CAB C ENV 265
Instrument Date	May 19, 2017
Instrument	2017006940
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39885 BUSHMILL DR, BLOOMINGTON, IN 47403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3988 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Investor	Possibly a Property Investor

Mortgage

Document Number	2017006941
Date	May 25, 2017
Instrument	2017006941

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (-8.74%)	$300,400 (-0.2%) Land $60,100 Building $240,300	$300,400 (-0.2%) Land $60,100 Building $240,300
2024	$2,310.00 (+11.38%)
2023		$301,000 (+8.94%) Land $60,100 Building $240,900	$301,000 (+8.94%) Land $60,100 Building $240,900
2022	$2,074.00	$276,300 Land $60,100 Building $216,200	$276,300 Land $60,100 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Communications.

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