3970 S Bushmill Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 3970 S Bushmill Dr, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 1999
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2019)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-17093-56`

Property Details

APN / Parcel Number

Primary APN	`014-17093-56`
Alternative APN	`53-08-17-302-029.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17093-56
Street Address	3970 S BUSHMILL DR
City	BLOOMINGTON
State	IN
Zip	47403-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HIGHLANDS PH 1 LOT 56
Legal Subdivision	THE HIGHLANDS SUBDIVISION
Legal Lot Number	56
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3021
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3970 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 28, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	20197929
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	2018017225
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 10, 2019
Property Address	3970 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Document Number	2019007929
Map Reference	CAB G ENV 265
Instrument Date	Jun 6, 2019
Instrument	2019007929
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3970 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945

Mortgage

Document Number	2019007930
Date	Jun 10, 2019
Instrument	2019007930

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Dec 28, 2018
Property Address	3970 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945
Document Number	2018017225
Map Reference	CAB C ENV 265
Instrument Date	Dec 12, 2018
Instrument	2018017225
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 S BUSHMILL DR, BLOOMINGTON, IN 47403-8945

Mortgage

Document Number	2018017226
Date	Dec 28, 2018
Instrument	2018017226

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (-10.12%)	$311,000 (-1.58%) Land $88,500 Building $222,500	$311,000 (-1.58%) Land $88,500 Building $222,500
2024	$2,440.00 (+16.8%)
2023		$316,000 (+13.59%) Land $88,500 Building $227,500	$316,000 (+13.59%) Land $88,500 Building $227,500
2022	$2,089.00	$278,200 Land $76,300 Building $201,900	$278,200 Land $76,300 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Communications.

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