Haywood County property record for 2604 Old Clyde Rd, Clyde, NC 28721 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 612 sqft Heated Area |
| Lot Size | 22,433 sqft (0.515 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $252,000 (2020) |
| Tax Bill | $1,270.00 (2025) |
| Primary APN | 8637-33-1140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 612 sqft Heated Area |
| Gross Area | 900 sqft Gross Area |
| 1st Floor | 612 sqft 1st Floor |
| Basement Area | 612 sqft Basement |
| Finished Basement | 612 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Lot Area | 22,433 sqft (0.515 acres) |
| Cooling System | Partial Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 264303 |
|---|---|
| Street Address | 2604 OLD CLYDE RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-7834 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2604 OLD CLYDE RD #2 |
| Legal Subdivision | OLD CLYDE RD |
| Legal Unit | 2 |
| Jurisdiction | HAYWOOD NC |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 920502 |
Source: Haywood County records · APN 8637-33-1140
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2604 OLD CLYDE RD, CLYDE, NC 28721-7834 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | Jan 30, 2015 · Amount on Record |
| Deed Doc Number | 202011734 |
| Deed Book / Page | 1013 / 414 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 2604 OLD CLYDE RD, CLYDE, NC 28721-7834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2604 OLD CLYDE RD, CLYDE, NC 28721-7834 |
| Document Number | 0011450245 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1145/245 |
| Instrument | 2026000413 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 10, 2020 |
| Property Address | 2604 OLD CLYDE RD, CLYDE, NC 28721-7834 |
| Document Number | 0010130414 |
| Book / Page | 1013 / 414 |
| Map Reference | CAB C SL 6701 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020011734 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2604 OLD CLYDE RD, 2604, CLYDE, NC 28721-7834 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2604 OLD CLYDE RD, CLYDE, NC 28721-7834 |
| Document Number | 0001013417 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 1013/417 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,000 (-) Land $27,900 Building $143,100 | ||
| 2025 | $1,270.00 | $171,000 (-) Land $27,900 Building $143,100 | $171,000 (-) Land $27,900 Building $143,100 |
| 2023 | $171,000 Land $27,900 Building $143,100 | $171,000 (-) Land $27,900 Building $143,100 | |
| 2021 | $171,000 Land $27,900 Building $143,100 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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