3988 Murdock Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3988 Murdock Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 2019
Lot Size	0.192 acres (8,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (Mar 2019)
Tax Bill	$836 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-114-162`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-114-162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,774 sqft Living Area
Gross Area	2,174 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,383 sqft (0.192 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3988 MURDOCK DR
City	LORAIN
State	OH
Zip	44053-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDINGS AT MARTINS RUN SUB NO 4 63.93 X 130
Legal Subdivision	LANDINGS AT MARTINS RUN SUB NO 4
Legal Block	114
Legal Lot Number	196
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	97202

Owner

Source: Lorain County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3988 MURDOCK DR, LORAIN, OH 44053-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HM MTG CORP
Mar 12, 2019	Limited Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	2019707155
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Aug 3, 2026
Property Address	3988 MURDOCK DR, LORAIN, OH 44053-6102
Document Number	0000105913
Instrument Date	Jul 29, 2026
Instrument	2026105913
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3988 MURDOCK DR, LORAIN, OH 44053-6102

Mortgage

Document Number	0000105913,
Date	Aug 3, 2026
Instrument	2026105913

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2046

Interest

Rate	6.43%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3988 MURDOCK DR, LORAIN, OH 44053-6102
Document Number	0000771021
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3988 MURDOCK DR LORAIN OH 440536102, LORAIN, OH 44053-6102

Mortgage

Document Number	0000771021
Date	Jul 27, 2020
Instrument	771021

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

March 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 12, 2019
Property Address	3988 MURDOCK DR, LORAIN, OH 44053-6102
Document Number	0000707155
Map Reference	VOL 106 PG 20-23
Instrument Date	Mar 7, 2019
Instrument	2019-0707155
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3988 MURDOCK DR, LORAIN, OH 44053-6102

Mortgage

Document Number	0000707156
Date	Mar 12, 2019
Instrument	2019-0707156

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 Homeowner's exemption	$100,650 (+360.11%) Land $21,880 Building $78,770	$287,570 (+360.11%) Land $62,500 Building $225,070
2024	$836.00 (-22.3%)	$21,875 (+4.6%) Land $21,875	$62,500 (+4.6%) Land $62,500
2023	$1,076.00 (+0.84%)	$20,913 (+0.01%) Land $20,913	$59,750 (-) Land $59,750
2022	$1,067.00	$20,910 Land $20,910
2021			$59,750 Land $59,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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