3982 Murdock Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3982 Murdock Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 2019
Lot Size	0.182 acres (7,932 sqft)
Owner	Individual Name on File
Last Sale	$187,900 (Nov 2019)
Tax Bill	$836 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-114-161`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-114-161`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,632 sqft Living Area
Gross Area	1,920 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,932 sqft (0.182 acres)
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3982 MURDOCK DR
City	LORAIN
State	OH
Zip	44053-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDINGS AT MARTINS RUN SUB NO 4 61 X 130
Legal Subdivision	LANDINGS AT MARTINS RUN SUB NO 4
Legal Block	114
Legal Lot Number	195
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	97202

Owner

3982 Murdock Dr is owned and occupied by an individual who bought it in November 2019.

Source: Lorain County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3982 MURDOCK DR, LORAIN, OH 44053-6102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG
Nov 19, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Document Number	2019738938
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3982 MURDOCK DR, LORAIN, OH 44053-6102
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3982 MURDOCK DR, LORAIN, OH 44053-6102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077595
Date	Dec 4, 2025
Instrument	2025-0077595

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3982 MURDOCK DR, LORAIN, OH 44053-6102
Document Number	0000780700
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3982 MURDOCK DR LORAIN OH 440536102, LORAIN, OH 44053-6102

Mortgage

Document Number	0000780700
Date	Sep 28, 2020
Instrument	780700

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

November 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 19, 2019
Property Address	3982 MURDOCK DR, LORAIN, OH 44053-6102
Document Number	0000738938
Map Reference	VOL 106 PG 20-23
Instrument Date	Nov 4, 2019
Instrument	2019-0738938
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3982 MURDOCK DR, LORAIN, OH 44053-6102

Mortgage

Document Number	0000738939
Date	Nov 19, 2019
Instrument	2019-0738939

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3982 Murdock Dr was $836 with a homeowner's exemption, down 7.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (-7.32%) Homeowner's exemption	$92,220 (+321.58%) Land $21,880 Building $70,340	$263,460 (+321.54%) Land $62,500 Building $200,960
2024	$902.00 (-16.17%)	$21,875 (+4.6%) Land $21,875	$62,500 (+4.6%) Land $62,500
2023	$1,076.00 (+0.84%)	$20,913 (+0.01%) Land $20,913	$59,750 Land $59,750
2022	$1,067.00	$20,910 Land $20,910
2021			$59,750 Land $59,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3982 Murdock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3982 Murdock Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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