3988 78th St E, Inver Grove Heights, MN 55076 Property Records

Dakota County property record for 3988 78th St E, Inver Grove Heights, MN 55076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,264 sqft · built 1976
Lot Size	0.382 acres (16,625 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jan 2005)
Tax Bill	$4,924 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-36520-01-010`

Property Details

APN / Parcel Number

Primary APN	`20-36520-01-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,264 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	940 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Wood
Lot Area	16,625 sqft (0.382 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3988 78TH ST E
City	INVER GROVE HEIGHTS
State	MN
Zip	55076-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVER GROVE NO 1 1 1
Legal Subdivision	INVER GROVE NO 1
Legal Block	1
Legal Lot Number	10
Jurisdiction	DAKOTA MN
Township / Civil Division	INVER GROVE HEIGHTS
Census Block Group	4
Census Block	4001
Census Tract	60503

Owner

3988 78th St E is owned and occupied by an individual who bought it in January 2005.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3988 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit VERMILLION STATE BANK
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2005 · Amount on File
Deed Sale	Jan 4, 2005 · Amount on File
Prior Sale	Nov 14, 2000 · Amount on File
Deed Document Number	2005220899
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3988 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3988 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167

Mortgage

Document Number	0003439130
Date	Feb 12, 2021
Instrument	3439130

Lender

Name	VERMILLION STATE BANK
Type	Bank
Address	VERMILLION, MN 55085

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3988 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003211154
Date	Sep 5, 2017
Instrument	3211154

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3988 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003362441
Date	Apr 2, 2020
Instrument	3362441

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3988 78th St E was $4,924 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Inver Grove Heights City
Unified School District	Inver Grove Heights Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,924.00	$444,500 Land $82,700 Building $361,800	$444,500 Land $82,700 Building $361,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3988 78th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3988 78th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Inver Grove Heights serves 34,189 people · EPA ID MN1190014
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026 Gross alpha radiation not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Southeast MN Wifi, T-Mobile.

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