3962 78th St E, Inver Grove Heights, MN 55076 Property Records

Dakota County property record for 3962 78th St E, Inver Grove Heights, MN 55076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1976
Lot Size	0.327 acres (14,234 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Dec 2019)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-36520-01-020`

Property Details

APN / Parcel Number

Primary APN	`20-36520-01-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	14,234 sqft (0.327 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3962 78TH ST E
City	INVER GROVE HEIGHTS
State	MN
Zip	55076-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVER GROVE NO 1 2 1
Legal Subdivision	INVER GROVE NO 1
Legal Block	1
Legal Lot Number	20
Jurisdiction	DAKOTA MN
Township / Civil Division	INVER GROVE HEIGHTS
Census Block Group	4
Census Block	4001
Census Tract	60503

Owner

3962 78th St E is owned and occupied by an individual who bought it in December 2019.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3962 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Jul 7, 2016 · Amount on File
Deed Document Number	20193345902
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3962 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003468226
Date	Jun 9, 2021
Instrument	3468226

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 30, 2019
Property Address	3962 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167
Document Number	0003345902
Instrument Date	Dec 17, 2019
Instrument	3345902
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 78TH ST E, INVER GROVE HEIGHTS, MN 55076-3167

Mortgage

Document Number	0003345903
Date	Dec 30, 2019
Instrument	3345903

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3962 78th St E was $3,076 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Inver Grove Heights City
Unified School District	Inver Grove Heights Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00	$291,500 Land $85,200 Building $206,300	$291,500 Land $85,200 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3962 78th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3962 78th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Inver Grove Heights serves 34,189 people · EPA ID MN1190014
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026 Gross alpha radiation not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Southeast MN Wifi, T-Mobile.

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