3987 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 3987 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 1.5 ba · 1,323 sqft · built 1977
Lot Size	0.033 acres (1,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2025)
Tax Bill	$2,882 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0340-044-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0340-044-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	651 sqft
2nd Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,416 sqft (0.033 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3987 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2150
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 123
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	123
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 BEVINGER DR, EL DORADO HILLS, CA 95762-7668
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NBKC BK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBKC BK
Feb 1, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC
Apr 27, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Book / Page	20250818 / 583
Prior Transfer Date	Dec 16, 2009
Prior Transfer Doc	0000000673
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3987 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	2101280298
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 OAK VILLA CIR CARMICHAEL CA 956082150, CARMICHAEL, CA 95608-2150

Mortgage

Document Number	2101280298
Date	Jan 28, 2021
Instrument	2101280298

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3987 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	2007211632
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 OAK VILLA CIR CARMICHAEL CA 956082150, CARMICHAEL, CA 95608-2150

Mortgage

Document Number	2007211632
Date	Jul 21, 2020
Instrument	2007211632

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3987 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	2002130065
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 OAK VILLA CIR CARMICHAEL CA 956082150, CARMICHAEL, CA 95608-2150

Mortgage

Document Number	2002130065
Date	Feb 13, 2020
Instrument	2002130065

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 12, 2025

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 27, 2018
Property Address	3987 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	1804270689
Instrument Date	Apr 21, 2018
Instrument	1804270689
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 OAK VILLA CIR CARMICHAEL CA 956082150, CARMICHAEL, CA 95608-2150

Mortgage

Document Number	1804270690
Date	Apr 27, 2018
Instrument	1804270690

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$325,000 (+32.85%) Land $120,000 Building $205,000
2025	$2,882.00 (+1.05%) Homeowner's exemption	$244,628 (+4.04%) Land $45,510 Building $199,118
2024	$2,852.00 (+2.63%)
2023	$2,779.00 (+0.65%) Homeowner's exemption	$235,131 Land $43,744 Building $191,387
2022	$2,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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