3986 38th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3986 38th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,433 sqft · built 1945
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,863 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18-026-005-00`

Property Details

APN / Parcel Number

Primary APN	`18-026-005-00`
Alternative APN	`03-18-026-005-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,214 sqft
Basement Area	875 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood
Lot Area	100,624 sqft (2.31 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3986 38TH ST
City	HAMILTON
State	MI
Zip	49419-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT A PT 210.50 FT S OF NE COR SEC 26 TH S 119.50 FT TH W 660 FT TH N 165 FT TH E 481 FT TH S 45.5 FT TH E 179 FT TO POB SEC 26 T4N R14W (78)
Legal Range	14W
Legal Township	04N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2042
Census Tract	30301

Owner

3986 38th St is owned and occupied by two individuals who acquired it in June 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3986 38TH ST, HAMILTON, MI 49419-9760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2025
Transfer Doc	005046/215
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3986 38th St was $1,863 with a homeowner's exemption, up 8.4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,200 (+12.23%) Land $46,800 Building $96,400	$286,400 (+12.23%) Land $93,600 Building $192,800
2025	$1,863.00 (+8.44%) Homeowner's exemption	$127,600 Land $36,600 Building $91,000	$255,200 Land $73,200 Building $182,000
2024	$1,718.00
2023		$112,300 Land $32,100 Building $80,200	$224,600 Land $64,200 Building $160,400
2022	$1,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3986 38th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3986 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20