3904 38th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3904 38th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,455 sqft · built 1905
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-026-004-10`

Property Details

APN / Parcel Number

Primary APN	`18-026-004-10`
Alternative APN	`03-18-026-004-10`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	1,959 sqft
Basement Area	1,959 sqft
Unfinished Basement	1,959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Lot Area	130,680 sqft (3 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3904 38TH ST
City	HAMILTON
State	MI
Zip	49419-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT E 1/4 PST TH W 350' TH N TO C/L OF SAL DRAIN TH SE'LY ALG SD C/L TO E SEC LIN TH S APPROX 360' TO POB SEC 26 T4N R14W (82)
Legal Range	14W
Legal Township	04N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2042
Census Tract	30301

Owner

3904 38th St is owned and occupied by two individuals who acquired it in May 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3904 38TH ST, HAMILTON, MI 49419-9760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 17, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2000
Deed Sale	May 23, 2000
Deed Book / Page	1950 / 294
Last Transfer Date	May 13, 2019
Transfer Doc	4344/683
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3904 38TH ST, HAMILTON, MI 49419-9760
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4593/795
Date	Mar 23, 2021
Book Page	4593/795

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	May 17, 2019
Property Address	3904 38TH ST, HAMILTON, MI 49419-9760
Document Number	4344/683
Book / Page	4344 / 683
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3904 38TH ST, HAMILTON, MI 49419-9760

Tax Assessment & Valuation

The 2025 property tax bill for 3904 38th St was $4,724 with a homeowner's exemption, up 3.8% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,800 (+10.71%) Land $50,900 Building $216,900	$535,600 (+10.71%) Land $101,800 Building $433,800
2025	$4,724.00 (+3.76%) Homeowner's exemption	$241,900 Land $40,200 Building $201,700	$483,800 Land $80,400 Building $403,400
2024	$4,553.00
2023		$183,700 Land $34,600 Building $149,100	$367,400 Land $69,200 Building $298,200
2022	$3,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 38th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 38th St

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