Allen County property record for 3985 Stewart Rd, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1946 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Sep 2023) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-0800-04-001.001 |
| Primary APN | 37-0800-04-001.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | 220 sqft |
| Patio Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3985 STEWART RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 RTS 07-03-08 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | BATH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11200 |
3985 Stewart Rd is owned and occupied by an individual who bought it in September 2023.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3985 STEWART RD, LIMA, OH 45801-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · USDA Mortgage UNION HOME MORTGAGE CORP |
| Oct 18, 2017 | Warranty Deed, Transfer DIEHL FAMILY TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Oct 18, 2017 · Amount on File |
| Deed Document Number | 20237904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 12, 2023 |
| Property Address | 3985 STEWART RD, LIMA, OH 45801-1337 |
| Document Number | 9120007904 |
| Book / Page | 2023 / 7904 |
| Instrument Date | May 31, 2023 |
| Instrument | 202309120007904 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3985 STEWART RD, LIMA, OH 45801-1337 |
| Document Number | 9120007905 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 2023/7905 |
| Instrument | 202309120007905 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 18, 2017 |
| Property Address | 3985 STEWART RD, LIMA, OH 45801-1337 |
| Document Number | 0000011558 |
| Book / Page | 002017 / 011558 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 11558 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3985 STEWART RD LIMA OH 458011337, LIMA, OH 45801-1337 |
| Document Number | 11559 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 11559 |
| Name | DIEHL FAMILY TRUST (PT) |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3985 Stewart Rd was $1,992, down 7.2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Bath Township |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 (-7.22%) | $45,960 (-) Land $9,420 Building $36,540 | $131,300 (-) Land $26,900 Building $104,400 |
| 2024 | $2,147.00 (+8%) Homeowner's exemption | $45,960 (+39.99%) Land $9,420 Building $36,540 | $131,300 Land $26,900 Building $104,400 |
| 2023 | $1,988.00 (+0.35%) Homeowner's exemption | $32,830 (-) Land $6,720 Building $26,110 | |
| 2022 | $1,981.00 Homeowner's exemption | $32,830 Land $6,720 Building $26,110 | |
| 2021 | $93,800 Land $19,200 Building $74,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3985 Stewart Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3985 Stewart Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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