Allen County property record for 3955 Stewart Rd, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,872 sqft · built 1940 |
| Lot Size | 6.98 acres (304,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2018) |
| Tax Bill | $3,927 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-0800-04-016.000 |
| Primary APN | 37-0800-04-016.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,440 sqft |
| Attic | Attic |
| Attic Area | 432 sqft |
| Family Room | Family Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 304,049 sqft (6.98 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 400 sqft |
| Lean-To | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3955 STEWART RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 RTS 07-03-08 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | BATH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11200 |
3955 Stewart Rd is owned and occupied by an individual who bought it in May 2018.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3955 STEWART RD, LIMA, OH 45801-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP |
| May 8, 2018 | Warranty Deed, Transfer AMERIFIRST FIN'L CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2018 · Amount on File |
| Deed Sale | May 8, 2018 · Amount on File |
| Prior Sale | Dec 8, 2015 · Amount on File |
| Deed Document Number | 20185101 |
| Deed Book / Page | 2018 / 5101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3955 STEWART RD, LIMA, OH 45801-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3955 STEWART RD, LIMA, OH 45801-1337 |
| Document Number | 1200000876 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 2021/876 |
| Instrument | 202101200000876 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | May 8, 2018 |
| Property Address | 3955 STEWART RD, LIMA, OH 45801-1337 |
| Document Number | 0000005101 |
| Instrument Date | May 7, 2018 |
| Instrument | 5101 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3955 STEWART RD LIMA OH 458011337, LIMA, OH 45801-1337 |
| Document Number | 5102 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 5102 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2048 |
The 2025 property tax bill for 3955 Stewart Rd was $3,927, down 0.4% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Bath Township |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,927.00 (-0.43%) | $90,020 (-) Land $26,950 Building $63,070 | $257,200 (-) Land $77,000 Building $180,200 |
| 2024 | $3,944.00 (+16.48%) Homeowner's exemption | $90,020 (+4%) Land $26,950 Building $63,070 | $257,200 Land $77,000 Building $180,200 |
| 2023 | $3,386.00 (-0.65%) Homeowner's exemption | $64,300 (-) Land $19,250 Building $45,050 | |
| 2022 | $3,408.00 Homeowner's exemption | $64,300 Land $19,250 Building $45,050 | |
| 2021 | $183,700 Land $55,000 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3955 Stewart Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3955 Stewart Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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