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3985 Shenandoah Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3985 Shenandoah Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,419 sqft · built 1972
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$822,000 (Aug 2025)
Tax Bill$9,460 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN162-260-46-00

Property Details

APN / Parcel Number

Primary APN162-260-46-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,419 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area6,000 sqft (0.138 acres)
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3985 SHENANDOAH DR
CityOCEANSIDE
StateCA
Zip92056-3305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 150 TR 007007
Legal SubdivisionMESA LOMA
Legal Tract007007
Legal Block2
Legal Lot Number150
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract18516

Owner

Source: San Diego County records · APN 162-260-46-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 06, 2022Grant Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 26, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Prior SaleJan 06, 2022 · Amount on Record
Deed Document Number2025221806
Prior Transfer DateJul 11, 2012
Prior Transfer Doc0000412764
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305

Mortgage

Document Number0000058440
DateMar 03, 2026
Instrument2026-0058440
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 06, 2022
Property Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305
Document Number0000006962
Map ReferenceMAP 7007
Instrument DateDec 17, 2021
Instrument2022-0006962
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305

Mortgage

Document Number0000006963
DateJan 06, 2022
Instrument2022-0006963
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 MACKINNON AVE, CARDIFF BY THE SEA, CA 92007-1327

Mortgage

Document Number0000767458
DateDec 01, 2020
Instrument2020-0767458
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 26, 2017
Property Address3985 SHENANDOAH DR, OCEANSIDE, CA 92056-3305
Document Number0000606658
Instrument DateNov 16, 2017
Instrument606658
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4457 4TH ST LA MESA CA 919416511, LA MESA, CA 91941-6511

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$822,000 (-3.18%) Land $490,752 Building $331,248
2025$9,460.00 (+5.2%)$848,964 (+4.04%) Land $506,850 Building $342,114
2023$8,992.00 (+146.76%)$815,999 Land $487,169 Building $328,830
2022$3,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Policies1 in force
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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