San Diego County property record for 3978 Shenandoah Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,464 sqft · built 1972 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Jul 2025) |
| Tax Bill | $6,512 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-260-55-00 |
| Primary APN | 162-260-55-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,464 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 6,500 sqft (0.149 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3978 SHENANDOAH DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 159 TR 007007 |
| Legal Subdivision | MESA LOMA |
| Legal Tract | 007007 |
| Legal Block | 2 |
| Legal Lot Number | 159 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 18516 |
Source: San Diego County records · APN 162-260-55-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3978 SHENANDOAH DR, OCEANSIDE, CA 92056-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 18, 2023 | Intrafamily Transfer, Transfer |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 26, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2020 · Amount on Record |
| Deed Document Number | 2025208795 |
| Prior Transfer Date | May 11, 2023 |
| Prior Transfer Doc | 0000130986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2023 |
| Property Address | 3978 SHENANDOAH DR, OCEANSIDE, CA 92056-3329 |
| Document Number | 0000130986 |
| Map Reference | MAP 7007 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-0130986 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3978 SHENANDOAH DR, OCEANSIDE, CA 92056-3329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3978 SHENANDOAH DR, OCEANSIDE, CA 92056-3329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3978 SHENANDOAH DR, OCEANSIDE, CA 92056-3329 |
| Document Number | 0000040231 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0040231 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 3978 SHENANDOAH DR, OCEANSIDE, CA 92056-3329 |
| Document Number | 0000099299 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 99299 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2020 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $589.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3978 SHENANDOAH DR OCEANSIDE CA 920563329, OCEANSIDE, CA 92056-3329 |
| Document Number | 99300 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 99300 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $835,000 (+42.71%) Land $582,929 Building $252,071 | |
| 2025 | $6,512.00 (+5.24%) Homeowner's exemption | $585,097 (+4.04%) Land $408,467 Building $176,630 |
| 2023 | $6,188.00 (+1.56%) Homeowner's exemption | $562,378 Land $392,606 Building $169,772 |
| 2022 | $6,093.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185162, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Generate-Ubiquity Holdings Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 734 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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