3985 Scott St, Omaha, NE 68112 Property Records

Douglas County property record for 3985 Scott St, Omaha, NE 68112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1967
Lot Size	0.204 acres (8,928 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Mar 2018)
Tax Bill	$3,114 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2540120702`

Property Details

APN / Parcel Number

Primary APN	`R2540120702`
Alternative APNs	`4012 0702 25` `2540120702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Basement Area	1,334 sqft
Finished Basement	778 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,928 sqft (0.204 acres)
Lot Dimensions	144 ft deep x 62 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Deck Area	168 sqft
Patio Area	270 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540120702
Street Address	3985 SCOTT ST
City	OMAHA
State	NE
Zip	68112-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON & MOSSMANS FLORENCE LOT 22 BLOCK 6 IRREG
Legal Subdivision	WILSON & MOSSMANS FLORENCE
Legal Block	6
Legal Lot Number	22
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1001
Census Tract	6102

Owner

3985 Scott St is owned and occupied by an individual who bought it in March 2018.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3985 SCOTT ST, OMAHA, NE 68112-2565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Mar 27, 2018	Survivorship Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	Mar 18, 2002 · Amount on File
Deed Document Number	2018022378
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	3985 SCOTT ST, OMAHA, NE 68112-2565
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 SCOTT ST, OMAHA, NE 68112-2565

Mortgage

Document Number	0000003645
Date	Jan 10, 2022
Instrument	2022003645

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 27, 2018
Property Address	3985 SCOTT ST, OMAHA, NE 68112-2565
Document Number	0000022378
Instrument Date	Mar 5, 2018
Instrument	2018022378
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	0000022379
Date	Mar 27, 2018
Instrument	2018022379

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,200 Land $13,300 Building $196,900	$210,200 Land $13,300 Building $196,900
2024	$3,114.00 (-23.36%)
2023	$4,063.00 (+18.01%)	$192,600 Land $13,300 Building $179,300	$192,600 Land $13,300 Building $179,300
2022	$3,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3985 Scott St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2001–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 Scott St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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