3978 Scott St, Omaha, NE 68112 Property Records

Douglas County property record for 3978 Scott St, Omaha, NE 68112 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1965
Lot Size	0.142 acres (6,204 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2024)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4012-0728-25`

Property Details

APN / Parcel Number

Primary APN	`4012-0728-25`
Alternative APNs	`R2540120728` `2540120728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,224 sqft
Basement Area	1,200 sqft
Finished Basement	698 sqft
Unfinished Basement	502 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,204 sqft (0.142 acres)
Lot Dimensions	66 ft deep x 94 ft wide
Garage Type	Basement
Garage Area	1 sqft
Porch	Open Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540120728
Street Address	3978 SCOTT ST
City	OMAHA
State	NE
Zip	68112-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON & MOSSMANS FLORENCE LOT 9 BLOCK 7 IRREG
Legal Subdivision	WILSON & MOSSMANS FLORENCE
Legal Block	7
Legal Lot Number	9
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1003
Census Tract	6102

Owner

Source: Douglas County records · APN 4012-0728-25

Assessment roll updated October 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3978 SCOTT ST, OMAHA, NE 68112-2566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 31, 2017	Warranty Deed, Transfer · FHA Mortgage METRO HEALTH SERVICES FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	202490473
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	3978 SCOTT ST, OMAHA, NE 68112-2566
Transaction Type	Mortgage
Record Updated	Nov 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089310
Date	Sep 01, 2022
Instrument	2022089310

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	3978 SCOTT ST, OMAHA, NE 68112-2566
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3978 SCOTT ST, OMAHA, NE 68112-2566

Mortgage

Document Number	2021083371
Date	Jun 25, 2021
Instrument	2021083371

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Sep 01, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 31, 2017
Property Address	3978 SCOTT ST, OMAHA, NE 68112-2566
Document Number	0000069523
Instrument Date	Aug 01, 2017
Instrument	2017069523
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000069524
Date	Aug 31, 2017
Instrument	2017069524

Lender

Name	METRO HEALTH SERVICES FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 (+31.61%)	$215,700 (+27.26%) Land $12,600 Building $203,100	$215,700 (+27.26%) Land $12,600 Building $203,100
2024	$2,740.00 (-23.38%)
2023	$3,576.00 (+14.69%)	$169,500 Land $12,600 Building $156,900	$169,500 Land $12,600 Building $156,900
2022	$3,118.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550061021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (2001–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Generate-Ubiquity Holdings	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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