ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Revocable Trust
Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
March 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SANTA CLARA CA
Recording Date
Mar 8, 2021
Property Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Document Number
0024863491
Map Reference
MB 18 PG 36
Instrument Date
Feb 11, 2021
Instrument
24863491
Transaction Type
Transfer
Record Updated
Sep 1, 2021
Title Company
ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Mortgage
Document Number
0024863492
Date
Mar 8, 2021
Instrument
24863492
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
February 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Feb 13, 2020
Property Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Document Number
0024404061
Instrument Date
Feb 6, 2020
Instrument
24404061
Transaction Type
Transfer
Record Updated
Feb 28, 2020
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
3985 PEPPER TREE LN SUNNYVALE CA 94086, SUNNYVALE, CA 94086
Mortgage
Document Number
24404062
Date
Feb 13, 2020
Instrument
24404062
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 12, 2050
February 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Feb 13, 2020
Property Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Document Number
0024404063
Instrument Date
Feb 6, 2020
Instrument
24404063
Transaction Type
Transfer
Record Updated
Feb 28, 2020
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
3985 PEPPER TREE LN SUNNYVALE CA 94086, SUNNYVALE, CA 94086
June 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Jun 5, 2019
Property Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Document Number
0024195396
Map Reference
MB 18 PG 36
Instrument Date
May 16, 2019
Instrument
24195396
Transaction Type
Transfer
Record Updated
Sep 1, 2021
Title Company
CHICAGO TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Mortgage
Document Number
0024195397
Date
Jun 5, 2019
Instrument
24195397
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2049
June 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Jun 24, 2019
Property Address
3985 PEPPER TREE LN, SAN JOSE, CA 95127-1236
Document Number
0024210071
Instrument Date
May 16, 2019
Instrument
24210071
Transaction Type
Transfer
Record Updated
Jul 1, 2019
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Amount Accuracy
Full Value
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
816 TAMARACK LN SUNNYVALE CA 940868325, SUNNYVALE, CA 94086-8325
Tax Assessment & Valuation
The 2025 property tax bill for 3985 Pepper Tree Ln was $16,774, up 2% from the year before.
Source: Santa Clara County assessment roll, as of July 27, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Elementary School District
Alum Rock Union Elementary School District (KG - 08)
Secondary School District
East Side Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,209,087 (+2%)Land $748,690Building $460,397
2025
$16,774.00 (+1.98%)
$1,185,380Land $734,010Building $451,370
2024
$16,449.00 (+1.99%)
2023
$16,128.00 (+6.84%)
$1,139,352Land $705,508Building $433,844
2022
$15,096.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3985 Pepper Tree Ln in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (1983–1986)
Most Recent Claim
Feb 1986 · Severe Storms & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3985 Pepper Tree Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.03% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source
Surface water
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Jun 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 2,000
Sail Internet Fixed Wireless · DSL in parts of the area
1,000 / 200
Etheric Networks Fixed Wireless
250 / 100
Ridge Wireless Fixed Wireless
100 / 60
May also be available: GeoLinks, Sonic Telecom, T-Mobile.