Santa Clara County property record for 3973 Pepper Tree Ln, San Jose, CA 95127 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,491 sqft Living Area |
| Lot Size | 9,711 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $169,000 (1995) |
| Tax Bill | $6,696.00 (2025) |
| Primary APN | 599-21-068 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 875 sqft Gross Area |
| 1st Floor | 875 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 9,711 sqft (0.223 acres) |
| Depth X Width | 117 ft x 83 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 418 sqft Garage |
| Porch | Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 3973 PEPPER TREE LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95127-1236 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 525 BOOK 18 PAGE 36 LOT 4 |
| Legal Subdivision | 525 PALO RHO |
| Legal Tract | 525 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SAN JOSE |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 504201 |
Source: Santa Clara County records · APN 599-21-068
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3973 PEPPER TREE LN, SAN JOSE, CA 95127-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 1995 · Amount on Record |
| Deed Sale | Aug 18, 1995 · Amount on Record |
| Deed Doc Number | 199512986639 |
| Last Transfer Date | Apr 28, 2010 |
| Transfer Doc | 0020713914 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 3973 PEPPER TREE LN, SAN JOSE, CA 95127-1236 |
| Document Number | 0025980068 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202625980068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3973 PEPPER TREE LN, SAN JOSE, CA 95127-1236 |
| Document Number | 0025980068, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202625980068 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 3973 PEPPER TREE LN, SAN JOSE, CA 95127-1236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0024581677 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 24581677 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Elementary School District | Alum Rock Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $439,881 (+2%) Land $160,960 Building $278,921 | |
| 2025 | $6,696.00 (+2.59%) Homeowner's exemption | $431,256 (+4.04%) Land $157,804 Building $273,452 |
| 2024 | $6,527.00 (+2.38%) | |
| 2023 | $6,375.00 (+2.89%) Homeowner's exemption | $414,512 Land $151,677 Building $262,835 |
| 2022 | $6,196.00 |
3973 Pepper Tree Ln is in FEMA Zone D, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026
| FEMA Flood Zone | Zone D flood hazard undetermined — not studied |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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