3985 Fogg Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 3985 Fogg Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,331 sqft · built 1993
Lot Size	3.6 acres (156,816 sqft)
Owner	Company Name on File
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-19-00-0-00007-02`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-19-00-0-00007-02`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,331 sqft Adjusted Area
1st Floor Area	1,834 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	156,816 sqft (3.6 acres)
Pool Area	848 sqft

Location & Zoning

Street Address	3985 FOGG RD S
City	HERNANDO
State	MS
Zip	38632-7976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SE1/4 SE1/4
Legal Range	008
Legal Township	03S
Legal Section	19
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3985 FOGG RD S, HERNANDO, MS 38632-7976
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
May 13, 2022	Transfer on Death Deed, Transfer SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 13, 2022
Transfer Doc	000997/295
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3985 FOGG RD S, HERNANDO, MS 38632-7976
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004840/448
Date	Nov 21, 2019
Book Page	4840/448

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DESOTO MS
Recording Date	May 13, 2022
Property Address	3985 FOGG RD S, HERNANDO, MS 38632-7976
Document Number	000997/295
Book / Page	997 / 295
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3985 FOGG RD S, 3985, HERNANDO, MS 38632-7976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 FOGG RD S, HERNANDO, MS 38632-7976

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00 (+24.92%)	$30,866 (+47.02%) Land $3,240 Building $27,626	$308,663 (+47.02%) Land $32,400 Building $276,263
2023	$1,798.00	$20,994	$209,944 Land $32,400 Building $177,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Fogg Rd S

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