3787 Fogg Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 3787 Fogg Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,647 sqft · built 2015
Lot Size	7.29 acres (317,552 sqft)
Owner	Individual Name on File
Tax Bill	$5,542 (2025)
Deeds & Mortgages	Aug 2023 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-19-00-0-00007-07`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-19-00-0-00007-07`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,647 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	317,552 sqft (7.29 acres)
Pool Area	800 sqft
Patio Area	2,200 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	3787 FOGG RD S
City	HERNANDO
State	MS
Zip	38632-8095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SE1/4
Legal Range	08
Legal Township	03
Legal Section	19
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

3787 Fogg Rd S is owned and occupied by an individual who acquired it in August 2023.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3787 FOGG RD S, HERNANDO, MS 38632-8095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023
Deed Sale	Aug 31, 2023
Prior Sale	Oct 9, 2014
Deed Document Number	0102315873
Deed Book / Page	1023 / 15873
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 31, 2023
Property Address	3787 FOGG RD S, HERNANDO, MS 38632-8095
Document Number	1023/15873
Book / Page	1023 / 15873
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3210 W ST CHARLES PL, PEORIA, IL 61615-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3787 FOGG RD S, HERNANDO, MS 38632-8095

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3787 FOGG RD S, HERNANDO, MS 38632-8095
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170711010200730
Date	Jul 11, 2017
Instrument	20170711010200730

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3787 Fogg Rd S was $5,542.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,542.00	$70,826 Land $4,550 Building $66,276	$708,259 Land $45,500 Building $662,759
2023	$4,597.00	$48,985	$489,848 Land $45,500 Building $444,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3787 Fogg Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3787 Fogg Rd S is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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