3985 Cedar Grove Ln, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 3985 Cedar Grove Ln, Eagan, MN 55122

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,910 sqft · built 2013
Lot Size0.053 acres (2,320 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Jun 2023)
Tax Bill$4,086 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-50904-01-010

Property Details

APN / Parcel Number

Primary APN10-50904-01-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,910 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleTownhouse
Construction TypeWood
Lot Area2,320 sqft (0.053 acres)
Garage TypeAttached
Garage Area394 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address3985 CEDAR GROVE LN
CitySAINT PAUL
StateMN
Zip55122-1658
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionNICOLS RIDGE 5TH ADDITION 1 1 SUBJ TO CIC #609 NICOLS RIDGE COLONIAL TOWNHOMES INTEREST ATTRIBUTABLE TO C/E
Legal SubdivisionNICOLS RIDGE 5TH ADDITION
Legal Block1
Legal Lot Number10
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1007
Census Tract60721

Owner

Source: Dakota County records · APN 10-50904-01-010

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3985 CEDAR GROVE LN, SAINT PAUL, MN 55122-1658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Warranty Deed, Transfer · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Dec 16, 2019Warranty Deed, Transfer · Conventional Mortgage
MORTGAGES UNLIMITED INC
May 06, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleDec 16, 2019 · Amount on Record
Deed Document Number20231547220
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJun 29, 2023
Property Address3985 CEDAR GROVE LN, EAGAN, MN 55122-1658
Document Number0003592854
Instrument DateJun 21, 2023
Instrument3592854
Transaction TypeTransfer
Record UpdatedJul 14, 2023
Title CompanyWATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,270.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 CEDAR GROVE LN, EAGAN, MN 55122-1658

Mortgage

Document Number0003592855
DateJun 29, 2023
Instrument3592855
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2038

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateDec 16, 2019
Property Address3985 CEDAR GROVE LN, EAGAN, MN 55122-1658
Document Number0003343441
Instrument DateDec 05, 2019
Instrument3343441
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyLAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,056.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 CEDAR GROVE LN, SAINT PAUL, MN 55122-1658

Mortgage

Document Number0003343442
DateDec 16, 2019
Instrument3343442
Lender
NameMORTGAGES UNLIMITED INC
TypeMortgage Company
AddressOSSEO, MN 55369
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3985 CEDAR GROVE LN, EAGAN, MN 55122-1658
Document Number0003192125
Instrument DateMay 06, 2017
Transaction TypeMortgage
Record UpdatedJun 06, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3985 CEDAR GROVE LN EAGAN MN 551221658, EAGAN, MN 55122-1658

Mortgage

Document Number0003192125
DateMay 18, 2017
Instrument3192125
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictBurnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,086.00 (+13.44%)$404,300 (+8.19%) Land $93,600 Building $310,700$404,300 (+8.19%) Land $93,600 Building $310,700
2023$3,602.00 Homeowner's exemption
2022$373,700 Land $90,600 Building $283,100$373,700 Land $90,600 Building $283,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 489 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEagan
serves 68,223 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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