3981 Cedar Grove Ln, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 3981 Cedar Grove Ln, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,910 sqft · built 2013
Lot Size	0.053 acres (2,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2022)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-50904-02-010`

Property Details

APN / Parcel Number

Primary APN	`10-50904-02-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	2,320 sqft (0.053 acres)
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3981 CEDAR GROVE LN
City	SAINT PAUL
State	MN
Zip	55122-1658
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	NICOLS RIDGE 5TH ADDITION 1 2 SUBJ TO CIC #609 NICOLS RIDGE COLONIAL TOWNHOMES INTEREST ATTRIBUTABLE TO C/E
Legal Subdivision	NICOLS RIDGE 5TH ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1007
Census Tract	60721

Owner

Source: Dakota County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3981 CEDAR GROVE LN, SAINT PAUL, MN 55122-1658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
Nov 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 25, 2020	Warranty Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	20221429970
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 27, 2022
Property Address	3981 CEDAR GROVE LN, EAGAN, MN 55122-1658
Document Number	0003546302
Instrument Date	Jun 15, 2022
Instrument	3546302
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3981 CEDAR GROVE LN, EAGAN, MN 55122-1658

Mortgage

Document Number	0003546303
Date	Jun 27, 2022
Instrument	3546303

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3981 CEDAR GROVE LN, EAGAN, MN 55122-1658
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003506106
Date	Nov 17, 2021
Instrument	3506106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 25, 2020
Property Address	3981 CEDAR GROVE LN, EAGAN, MN 55122-1658
Document Number	0003379838
Instrument Date	Jun 23, 2020
Instrument	3379838
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 CEDAR GROVE LN, EAGAN, MN 55122-1658

Mortgage

Document Number	0003379839
Date	Jun 25, 2020
Instrument	3379839

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Burnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,086.00 (+13.44%)	$404,300 (+8.19%) Land $93,600 Building $310,700	$404,300 (+8.19%) Land $93,600 Building $310,700
2023	$3,602.00 Homeowner's exemption
2022		$373,700 Land $90,600 Building $283,100	$373,700 Land $90,600 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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