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3985 Beacon Ridge Way, Clermont, FL 34711 Property Records

Lake County property record for 3985 Beacon Ridge Way, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,201 sqft · built 2000
Lot Size0.174 acres (7,616 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (May 2019)
Tax Bill$4,344 (2024)
Deeds & MortgagesMay 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-26-0500-000-08900

Property Details

APN / Parcel Number

Primary APN08-23-26-0500-000-08900
Alternative APN
  • 3797010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,201 sqft Living Area
1st Floor Area2,201 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area7,616 sqft (0.174 acres)
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3797010
Street Address3985 BEACON RIDGE WAY
CityCLERMONT
StateFL
Zip34711-5333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLERMONT BEACON RIDGE AT LEGENDS SUB LOT 89 PB 43 PGS 56-57 ORB 5285 PG 2059
Legal Range26E
Legal Township23S
Legal Section08
Legal SubdivisionBEACON RIDGE AT LEGENDS
Legal Tract500
Legal Lot Number89
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2015
Census Tract31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3985 BEACON RIDGE WAY, CLERMONT, FL 34711-5333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
May 29, 2019Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LNDRS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleDec 18, 2006 · Amount on Record
Deed Document Number2019059455
Deed Book / Page5285 / 2059
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3985 BEACON RIDGE WAY, CLERMONT, FL 34711-5333
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 BEACON RIDGE WAY, CLERMONT, FL 34711-5333

Mortgage

Document Number0057171086
DateMay 26, 2021
Book Page5717/1086
Instrument2021073235
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueMay 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 29, 2019
Property Address3985 BEACON RIDGE WAY, CLERMONT, FL 34711-5333
Document Number0052852059
Book / Page005285 / 002059
Instrument DateApr 19, 2019
Instrument59455
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyMIZZ TITLE GROUP INC, MIZZ TITLE GRP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3985 BEACON RIDGE WAY CLERMONT FL 347115333, CLERMONT, FL 34711-5333

Mortgage

Document Number52852061
DateMay 29, 2019
Book Page005285/002061
Instrument59456
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304,170 (+5.99%) Land $120,000 Building $184,170$397,698 (+2.72%) Land $120,000 Building $277,698
2024$4,344.00 (+1.92%)
2023$4,262.00 (+3.07%) Homeowner's exemption$286,990 (+3%)$387,154 (-) Land $120,000 Building $267,154
2022$4,135.00 Homeowner's exemption$278,640$387,154 Land $120,000 Building $267,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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