3977 Beacon Ridge Way, Clermont, FL 34711 Property Records

Lake County property record for 3977 Beacon Ridge Way, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 2000
Lot Size	0.181 acres (7,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Sep 2020)
Tax Bill	$5,847 (2024)
Deeds & Mortgages	Nov 2022 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0500-000-09100`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0500-000-09100`
Alternative APN	`3797012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,930 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,907 sqft (0.181 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3797012
Street Address	3977 BEACON RIDGE WAY
City	CLERMONT
State	FL
Zip	34711-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT BEACON RIDGE AT LEGENDS SUB LOT 91 PB 43 PGS 56-57 ORB 5551 PG 1379 ORB 6054 PG 2482
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	BEACON RIDGE AT LEGENDS
Legal Tract	500
Legal Lot Number	91
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2015
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	12847 FISH LN, CLERMONT, FL 34711-8077
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2017	Warranty Deed, Construction Loan · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	0055511379
Deed Book / Page	5551 / 1379
Last Transfer Date	Nov 21, 2022
Transfer Doc	0060542482
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 21, 2022
Property Address	3977 BEACON RIDGE WAY, CLERMONT, FL 34711-5333
Document Number	0060542482
Book / Page	6054 / 2482
Map Reference	MB 43 PG 56&57
Instrument Date	Nov 15, 2022
Instrument	2022150670
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12847 FISH LN, CLERMONT, FL 34711-8077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12847 FISH LN, CLERMONT, FL 34711-8077
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 28, 2020
Property Address	3977 BEACON RIDGE WAY, CLERMONT, FL 34711-5333
Document Number	0055511379
Book / Page	5551 / 1379
Map Reference	MB 43 PG 56&57
Instrument Date	Sep 21, 2020
Instrument	2020107557
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16456 MEREDREW LN, 16456, CLERMONT, FL 34711-6374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 BEACON RIDGE WAY, CLERMONT, FL 34711-5333

Mortgage

Document Number	0055511380
Date	Sep 28, 2020
Instrument	5551/1380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 16, 2017
Property Address	3977 BEACON RIDGE WAY, CLERMONT, FL 34711-5333
Document Number	0049600124
Book / Page	004960 / 000124
Instrument Date	Jun 9, 2017
Instrument	65768
Transaction Type	Construction Loan
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,704.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 BEACON RIDGE WAY CLERMONT FL 347115333, CLERMONT, FL 34711-5333

Mortgage

Document Number	49600126
Date	Jun 16, 2017
Book Page	004960/000126
Instrument	65769

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,609 (+2.59%) Land $120,000 Building $249,609	$369,609 (+2.59%) Land $120,000 Building $249,609
2024	$5,847.00 (+5.24%)
2023	$5,556.00 (+5.27%)	$360,289 (-)	$360,289 (-) Land $120,000 Building $240,289
2022	$5,278.00	$360,289	$360,289 Land $120,000 Building $240,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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