3985 Ardmore Dr, San Diego, CA 92111 Property Records

San Diego County property record for 3985 Ardmore Dr, San Diego, CA 92111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1962
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Trust Names on File
Last Sale	$925,000 (Mar 2022)
Tax Bill	$12,370 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`420-060-08-00`

Property Details

APN / Parcel Number

Primary APN	`420-060-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	5,900 sqft (0.135 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3985 ARDMORE DR
City	SAN DIEGO
State	CA
Zip	92111-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 518 TR 004355
Legal Subdivision	VISTA MESA ANNEX
Legal Tract	004355
Legal Block	1
Legal Lot Number	518
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	8509

Owner

3985 Ardmore Dr is owner-occupied and held in a trust since March 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3985 ARDMORE DR, SAN DIEGO, CA 92111-3404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer
Mar 10, 2022	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	Aug 18, 1994 · Amount on File
Deed Document Number	2022108430
Prior Transfer Date	Mar 9, 2022
Prior Transfer Doc	0000108429
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2026
Property Address	3985 ARDMORE DR, SAN DIEGO, CA 92111-3404
Document Number	0000021696
Map Reference	MAP 4355
Instrument Date	Jan 23, 2026
Instrument	2026-0021696
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3985 ARDMORE DR, SAN DIEGO, CA 92111-3404

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2022
Property Address	3985 ARDMORE DR, SAN DIEGO, CA 92111-3404
Document Number	0000108430
Map Reference	MAP 4355
Instrument Date	Mar 9, 2022
Instrument	2022-0108430
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3985 ARDMORE DR, SAN DIEGO, CA 92111-3404

Mortgage

Document Number	0000108431
Date	Mar 10, 2022
Instrument	2022-0108431

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3985 Ardmore Dr was $12,370.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,001,238 (+5.28%) Land $865,936 Building $135,302
2025	$12,370.00 Homeowner's exemption	$951,000 Land $821,000 Building $130,000
2023	$9,736.00 (+1,138.68%) Homeowner's exemption	$799,000 Land $691,000 Building $108,000
2022	$786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3985 Ardmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3985 Ardmore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, GeoLinks, T-Mobile.

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