3966 Ardmore Dr, San Diego, CA 92111 Property Records

San Diego County property record for 3966 Ardmore Dr, San Diego, CA 92111

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1962
Lot Size	0.133 acres (5,800 sqft)
Owner	Company Name on File
Last Sale	$131,000 (Mar 1987)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`420-060-29-00`

Property Details

APN / Parcel Number

Primary APN	`420-060-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3966 ARDMORE DR
City	SAN DIEGO
State	CA
Zip	92111-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 591 TR 004355
Legal Subdivision	VISTA MESA ANNEX
Legal Tract	004355
Legal Block	1
Legal Lot Number	591
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	8509

Owner

3966 Ardmore Dr is owned by a company that acquired it in January 2002.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2009 DOWNING ST, BELTON, TX 76513-2028
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage SSM FUNDING INC
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 1987 · Amount on File
Deed Sale	Mar 27, 1987 · Amount on File
Deed Document Number	1987164023
Last Transfer Date	Jan 30, 2002
Transfer Doc	0000127368
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3966 ARDMORE DR, SAN DIEGO, CA 92111-3405
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 DOWNING ST, BELTON, TX 76513-2028

Mortgage

Document Number	0000296005
Date	Oct 22, 2025
Instrument	2025-0296005

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	May 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3966 ARDMORE DR, SAN DIEGO, CA 92111-3405
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 DOWNING ST, BELTON, TX 76513-2028

Mortgage

Document Number	0000125392
Date	May 12, 2023
Instrument	2023-0125392

Lender

Name	SSM FUNDING INC
Type	Non-Lending Institution
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3966 ARDMORE DR, SAN DIEGO, CA 92111-3405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434184
Date	Sep 21, 2017
Instrument	2017-0434184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3966 Ardmore Dr was $3,759.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$260,833 (+2%) Land $63,836 Building $196,997
2025	$3,759.00	$255,720 Land $62,585 Building $193,135
2023	$3,044.00 (+2.73%)	$245,792 Land $60,155 Building $185,637
2022	$2,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3966 Ardmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3966 Ardmore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, GeoLinks, T-Mobile.

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