39846 E Cemetary Rd, Umatilla, FL 32784 Property Records

Lake County property record for 39846 E Cemetary Rd, Umatilla, FL 32784 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,769 sqft · built 2007
Lot Size7.55 acres (328,889 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Aug 2023)
Tax Bill$1,795 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-18-27-0001-000-00300

Property Details

APN / Parcel Number

Primary APN17-18-27-0001-000-00300
Alternative APNs
  • 271817000100000300
  • 1223008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,769 sqft Living Area
1st Floor Area1,769 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area328,889 sqft (7.55 acres)
Garage TypeCarport
Garage Area558 sqft
CarportCarport
Carport Area558 sqft
PorchFinished/Open Porch
Porch Area174 sqft
Utility Building840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1223008
Street Address39846 E CEMETARY RD
CityUMATILLA
StateFL
Zip32784-9245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 250 FT S OF NE COR OF SEC RUN W 796 FT S 300 FT W 150 FT S 100 FT E 150 FT N 5 FT E TO POINT S OF POB N 395 FT TO POB ORB 6197 PG 2363
Legal Range27E
Legal Township18S
Legal Section17
Legal Quarter1
Legal Tract0001
Legal Lot Number3
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2001
Census Tract30109

Owner

Source: Lake County records · APN 17-18-27-0001-000-00300

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39846 E CEMETARY RD, UMATILLA, FL 32784-9245
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2023 · Amount on Record
Deed SaleAug 21, 2023 · Amount on Record
Prior SaleAug 30, 2006 · Amount on Record
Deed Document Number2023102051
Deed Book / Page6197 / 2363
Prior Transfer DateMar 08, 2007
Prior Transfer Doc0033890919
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 21, 2023
Property Address39846 E CEMETARY RD, UMATILLA, FL 32784-9245
Document Number0061972363
Book / Page6197 / 2363
Instrument DateAug 14, 2023
Instrument2023102051
Transaction TypeTransfer
Record UpdatedSep 01, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39846 E CEMETARY RD, UMATILLA, FL 32784-9245

Transferred To (Grantee/Buyer)

NameVerified Name
Address39846 E CEMETARY RD, UMATILLA, FL 32784-9245

Mortgage

Document Number0061972365
DateAug 21, 2023
Instrument6197/2365
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$121,800 (+2.9%)$249,450 (-0.04%) Land $92,268 Building $157,182
2025$118,370 (-31.1%) Land $92,268 Building $26,102$249,562 (+1.99%) Land $92,268 Building $157,294
2024$1,795.00 (-23.94%)
2023$2,360.00 (+8.41%) Homeowner's exemption$171,790 (+3%)$244,694 (+0.05%) Land $92,268 Building $152,426
2022$2,177.00 Homeowner's exemption$166,790$244,582 Land $92,268 Building $152,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 472 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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