Lake County property record for 39838 E Cemetary Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 943 sqft · built 1960 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2023) |
| Tax Bill | $1,401 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Second Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-18-27-0001-000-01000 |
| Primary APN | 17-18-27-0001-000-01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 943 sqft Living Area |
| 1st Floor Area | 943 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 66 sqft |
| Utility Building | 504 sqft |
| Cooling System | Central |
|---|
| Account Number | 1595657 |
|---|---|
| Street Address | 39838 E CEMETARY RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 75 FT OF N 725 FT OF W 150 FT OF E 946 FT OF NE 1/4 ORB 6204 PG 1919 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage STOCKTON MORTGAGE CORP |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jun 5, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 2023108075 |
| Deed Book / Page | 6204 / 1919 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 5, 2023 |
| Property Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Document Number | 0062041919 |
| Book / Page | 6204 / 1919 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023108075 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | BROKERS TTL OF LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3211 SPICER AVE, GRAND ISLAND, FL 32735-9018 |
| Name | Verified Name |
|---|---|
| Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Document Number | 0062041933 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 6204/1933 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0062041921 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 6204/1921 |
| Instrument | 2023108076 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3211 SPICER AVE, GRAND ISLAND, FL 32735-9018 |
| Document Number | 0056821102 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5682/1102 |
| Instrument | 2021047894 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Document Number | 0054372026 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3211 SPOLER AVE GRAND ISLAND FL 32735, GRAND ISLAND, FL 32735 |
| Document Number | 0054372026 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 005437/002026 |
| Instrument | 31121 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Document Number | 0051322004 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3211 SPICER AVE GRAND ISLAND FL 327359018, GRAND ISLAND, FL 32735-9018 |
| Document Number | 0051322004 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 005132/002004 |
| Instrument | 75992 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 39838 E CEMETARY RD, UMATILLA, FL 32784-9245 |
| Document Number | 0051201460 |
| Book / Page | 005120 / 001460 |
| Instrument Date | May 2, 2018 |
| Instrument | 65240 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39838 E CEMETARY RD UMATILLA FL 32784, UMATILLA, FL 32784 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,163 (+2.81%) Land $12,600 Building $73,563 | $86,163 (+2.81%) Land $12,600 Building $73,563 | |
| 2024 | $1,401.00 (-12.87%) | ||
| 2023 | $1,608.00 (+13.08%) | $83,806 (-) | $83,806 (-) Land $12,600 Building $71,206 |
| 2022 | $1,422.00 | $83,806 | $83,806 Land $12,600 Building $71,206 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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