3984 Emerald Downs Dr, Yorba Linda, CA 92886 Property Records

Orange County property record for 3984 Emerald Downs Dr, Yorba Linda, CA 92886

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,601 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$1,070,000 (Jul 2023)
Tax Bill	$12,568 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931-823-02`

Property Details

APN / Parcel Number

Primary APN	`931-823-02`
Alternative APN	`323-521-48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3984 EMERALD DOWNS DR
City	YORBA LINDA
State	CA
Zip	92886-7009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16559 BLK LOT 10 UN 134 TRACT 16559, LOT 10 OF PROJECT 931-82 LOCATED ON
Legal Subdivision	SAN LORENZO AT VISTA DEL VERDE
Legal Tract	16559
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	5
Census Block	5002
Census Tract	21822

Owner

3984 Emerald Downs Dr, a condominium, is owned and occupied by two individuals who bought it in July 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GIVING TREE GROUP INC
Jul 17, 2023	Grant Deed, Transfer · Conventional Mortgage EMET LENDING GROUP INC
Feb 13, 2019	Grant Deed, Transfer
Feb 23, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Feb 13, 2019 · Amount on File
Deed Document Number	2023171136
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO LOS ANGELE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009

Mortgage

Document Number	0000088320
Date	Mar 27, 2026
Instrument	2026000088320

Lender

Name	GIVING TREE GROUP INC
Type	Non-Lending Institution
Address	FULLERTON, CA 92832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 17, 2023
Property Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009
Document Number	0000171136
Map Reference	MB 863 PG 15-21
Instrument Date	Jun 21, 2023
Instrument	2023000171136
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	NOT AVAILABLE, CAL BEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009

Mortgage

Document Number	0000171137
Date	Jul 17, 2023
Instrument	2023000171137

Lender

Name	EMET LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Margin	5
Max Rate	12.5%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 13, 2019
Property Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009
Document Number	0000044308
Instrument Date	Feb 12, 2019
Instrument	44308
Transaction Type	Transfer
Record Updated	Mar 13, 2019

Transaction

Amount	Amount on Record
Tax	$749.10
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3984 EMERALD DOWNS DR YORBA LINDA CA 928867009, YORBA LINDA, CA 92886-7009

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 23, 2018
Property Address	3984 EMERALD DOWNS DR, YORBA LINDA, CA 92886-7009
Document Number	0000064831
Instrument Date	Feb 13, 2018
Instrument	64831
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$749.10
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 TYLER DR FULLERTON CA 928352146, FULLERTON, CA 92835-2146

Tax Assessment & Valuation

The 2025 property tax bill for 3984 Emerald Downs Dr was $12,568, up 2.3% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Yorba Linda City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,113,228 (+2%) Land $541,660 Building $571,568
2025	$12,568.00 (+2.27%)	$1,091,400 Land $531,039 Building $560,361
2024	$12,289.00 (+42.66%)
2023	$8,614.00 (+1.13%) Homeowner's exemption	$730,169 (+2%) Land $202,025 Building $528,144
2022	$8,518.00 Homeowner's exemption	$715,852 Land $198,063 Building $517,789

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3984 Emerald Downs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3984 Emerald Downs Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORBA LINDA WATER DISTRICT serves 84,292 people · EPA ID CA3010037
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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