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3983 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 3983 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,755 sqft · built 2023
OwnerIndividual Name on Record
Last Sale$436,000 (Sep 2025)
Tax Bill$1,466 (2025)
Deeds & MortgagesSep 2025 Sale
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120K C 027

Property Details

APN / Parcel Number

Primary APN120K C 027
Alternative APN
  • 0000393479

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,755 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000393479
Street Address3983 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 93 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023
Legal Lot Number93
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4088 INLET LOOP, CHATTANOOGA, TN 37416-3084
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Warranty Deed, Transfer
UNKNOWN, FOUR BRIDGE TITLE
May 1, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 3, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleMay 1, 2023 · Amount on Record
Deed Document Number0014044229
Deed Book / Page14044 / 229
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 15, 2025
Property Address3983 INLET LOOP, CHATTANOOGA, TN 37416-3087
Document Number0000000130
Book / Page14044 / 229
Map ReferenceMB 124 PG 159
Instrument DateSep 15, 2025
Instrument2025091500130
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, FOUR BRIDGE TITLE

Transaction

AmountAmount Recorded
Tax$1,613.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4088 INLET LOOP, CHATTANOOGA, TN 37416-3084

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 1, 2023
Property Address3983 INLET LOOP, CHATTANOOGA, TN 37416-3087
Document Number0000000124
Book / Page13277 / 24
Map ReferenceMB 124 PG 159
Instrument DateApr 28, 2023
Instrument2023050100124
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,549.77
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3983 INLET LOOP, CHATTANOOGA, TN 37416-3087

Mortgage

Document Number0000000125
DateMay 1, 2023
Instrument2023050100125
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 3, 2023
Property Address3983 INLET LOOP, CHATTANOOGA, TN 37416-3087
Document Number0000000140
Book / Page13179 / 943
Map ReferenceMB 124 PG 159
Instrument DateDec 22, 2022
Instrument2023010300140
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,466.00 (-17.59%)$96,750 (+21.66%)$387,000 (+21.66%) Land $50,000 Building $337,000
2024$1,779.00$79,525$318,100 Land $50,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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