Hamilton County property record for 3975 Inlet Loop, Chattanooga, TN 37416 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,761 sqft · built 2022 |
| Lot Size | 0.248 acres (10,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,900 (Mar 2023) |
| Tax Bill | $1,390 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 028 |
| Primary APN | 120K C 028 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,761 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,809 sqft (0.248 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000393480 |
|---|---|
| Street Address | 3975 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 94 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023 |
| Legal Lot Number | 94 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 028
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3975 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Mar 27, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Deed Document Number | 202397 |
| Deed Book / Page | 13246 / 459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 23, 2026 |
| Property Address | 3975 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000158 |
| Book / Page | 14272 / 370 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 2026158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3975 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000158, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 14272/370 |
| Instrument | 2026158 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Aug 06, 2026 |
| Rate Type | Balloon |
|---|---|
| Rate | 6% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 27, 2023 |
| Property Address | 3975 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000097 |
| Book / Page | 13246 / 459 |
| Map Reference | MB 124 PG 159 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023032700097 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3975 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0132460462 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 13246-0462 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 (-20.02%) | $91,725 (+18.05%) | $366,900 (+18.05%) Land $50,000 Building $316,900 |
| 2024 | $1,738.00 | $77,700 | $310,800 Land $50,000 Building $260,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,099 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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