Saginaw County property record for 3982 Studor Rd, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,628 sqft · built 1975 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Dec 2021) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2021 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-07-1518-000 |
| Primary APN | 09-11-5-07-1518-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Tri-Level |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 130 ft deep x 105 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3982 STUDOR RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 PINE VALLEY SUB-DIV SEC 07 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 07 |
| Legal Subdivision | PINE VALLEY SUB |
| Legal Lot Number | 18 |
| Legal Unit | 18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11600 |
3982 Studor Rd is owned and occupied by an individual who bought it in December 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 9, 2021 | Quit Claim Deed, Transfer MS TITLE AGENCY LLC, M S TITLE AGENCY LLC |
| Dec 2, 2021 | Warranty Deed, Transfer MS TITLE AGENCY LLC, M S TITLE AGENCY LLC |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit S& F REAL PROP ASSOCS LLC |
| Jun 24, 2019 | Grant Deed, Transfer · Line of Credit S & F REAL PROP ASSOCS LLC |
| May 16, 2019 | Grant Deed, Transfer OTHER |
| Jan 24, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on File |
| Deed Sale | Dec 2, 2021 · Amount on File |
| Prior Sale | Jun 24, 2019 · Amount on File |
| Deed Document Number | 202137888 |
| Prior Transfer Date | Jun 8, 2021 |
| Prior Transfer Doc | 2021020917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000015542 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021015542 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Apr 16, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 9, 2021 |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Document Number | 2021020917 |
| Map Reference | LB 16 PG 37 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021020917 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | MS TITLE AGENCY LLC, M S TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7071 ORCHARD LAKE RD STE 250, 7071, WEST BLOOMFIELD, MI 48322-3672 |
| Name | Verified Name |
|---|---|
| Address | 107 S WASHINGTON AVE APT 213, 213, SAGINAW, MI 48607-1265 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 2, 2021 |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Document Number | 0000037888 |
| Map Reference | LB 16 PG 37 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021037888 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | MS TITLE AGENCY LLC, M S TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7071 ORCHARD LAKE RD STE 250, 7071, WEST BLOOMFIELD, MI 48322-3672 |
| Name | Verified Name |
|---|---|
| Address | 107 S WASHINGTON AVE APT 213, 213, SAGINAW, MI 48607-1265 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Document Number | 0000021541 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7071 ORCHARD LAKE RD #250 WEST BLOOMFIELD MI 483223672, 250, WEST BLOOMFIELD, MI 48322-3672 |
| Document Number | 0000021541 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 21541 |
| Name | S& F REAL PROP ASSOCS LLC |
|---|---|
| Address | 18175 MARYLAND DR, SOUTHFIELD, MI 48075-2801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 24, 2019 |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Document Number | 0000016636 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 16636 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $34.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36442 NORTHFIELD AVE LIVONIA MI 481503568, LIVONIA, MI 48150-3568 |
| Document Number | 20757 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 20757 |
| Name | S & F REAL PROP ASSOCS LLC |
|---|---|
| Address | 18175 MARYLAND DR, SOUTHFIELD, MI 48075-2801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 16, 2019 |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Document Number | 0000013696 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 13696 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $17.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 24, 2019 |
| Property Address | 3982 STUDOR RD, SAGINAW, MI 48601-5745 |
| Document Number | 0000001587 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 1587 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $83.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
The 2025 property tax bill for 3982 Studor Rd was $2,449 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,800 | $129,600 | |
| 2025 | $2,449.00 Homeowner's exemption | ||
| 2023 | $53,800 | $107,600 | |
| 2022 | $2,038.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3982 Studor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3982 Studor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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