Saginaw County property record for 3945 Studor Rd, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 1973 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Dec 2023) |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-08-3041-003 |
| Primary APN | 09-11-5-08-3041-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3945 STUDOR RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 100 FT OF S 353 FT OF W 153 FT OF W 1/2 OF SW 1/4 0.35 ACRE SEC 08 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 08 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HFG HOLDINGS INC |
| Dec 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage MMS MORTGAGE SERVICES LTD |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEW EXECUTIVE MORTGAGE LLC |
| Jan 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on Record |
| Deed Sale | Dec 26, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 202327252 |
| Prior Transfer Date | Aug 23, 2019 |
| Prior Transfer Doc | 0000000681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Document Number | 0000003936 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024003936 |
| Name | HFG HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Address | 1650 RESEARCH DR # 200, TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 26, 2023 |
| Property Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Document Number | 0000027252 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2023027252 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6776 STATE ST APT 24, 24, POSEN, MI 49776-9494 |
| Document Number | 0000027253 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023027253 |
| Name | MMS MORTGAGE SERVICES LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 26, 2020 |
| Property Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Document Number | 2020027057 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020027057 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13700 TAHITI WAY APT 343, 13700, MARINA DEL REY, CA 90292-6539 |
| Name | Verified Name |
|---|---|
| Address | 433 ALLEN ST, CLIO, MI 48420-1520 |
| Document Number | 2020027058 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020027058 |
| Name | NEW EXECUTIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 9, 2020 |
| Property Address | 3945 STUDOR RD, SAGINAW, MI 48601-5746 |
| Document Number | 0000000681 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 681 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3945 STUDOR RD SAGINAW MI 486015746, SAGINAW, MI 48601-5746 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,200 (+17.02%) | $122,400 (+17.02%) | |
| 2025 | $2,519.00 (+56.95%) Homeowner's exemption | ||
| 2023 | $52,300 | $104,600 | |
| 2022 | $1,605.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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