3981 Kettle Rock Dr, Reno, NV 89508 Property Records

Washoe County property record for 3981 Kettle Rock Dr, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,702 sqft · built 1999
Lot Size	0.691 acres (30,100 sqft)
Owner	Individual Name on Record
Last Sale	$486,500 (Aug 2021)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-071-05`

Property Details

APN / Parcel Number

Primary APN	`556-071-05`
Alternative APN	`156872`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	30,100 sqft (0.691 acres)
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	156872
Street Address	3981 KETTLE ROCK DR
City	RENO
State	NV
Zip	89508-8091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	PEAVINE VIEW EST 5 LT 104
Legal Range	18
Legal Township	21
Legal Subdivision	PEAVINE VIEW ESTATES 5
Legal Lot Number	104
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1001
Census Tract	2613

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3981 KETTLE ROCK DR, RENO, NV 89508-8091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jul 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Oct 17, 2013 · Amount on Record
Deed Document Number	5215528
Record Updated	Jun 8, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 16, 2021
Property Address	3981 KETTLE ROCK DR, RENO, NV 89508-8091
Document Number	0005215528
Map Reference	DOC 2272664
Instrument Date	Aug 13, 2021
Instrument	5215528
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.65
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3981 KETTLE ROCK DR, 3981, RENO, NV 89508-8091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3981 KETTLE ROCK DR, RENO, NV 89508-8091

Mortgage

Document Number	0005215529
Date	Aug 16, 2021
Instrument	5215529

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3981 KETTLE ROCK DR, RENO, NV 89508-8091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005076900
Date	Sep 15, 2020
Instrument	5076900

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3981 KETTLE ROCK DR, RENO, NV 89508-8091
Document Number	0004932446
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM US RECORDINGS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3981 KETTLE ROCK DR RENO NV 895088091, RENO, NV 89508-8091

Mortgage

Document Number	0004932446
Date	Jul 23, 2019
Instrument	4932446

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,171.00 (+16.6%)	$96,399 (+0.01%) Land $33,810 Building $62,589	$275,425 (+0.01%) Land $96,600 Building $178,825
2023	$1,862.00	$96,389 Land $36,344 Building $60,045	$275,396 Land $103,840 Building $171,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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