3975 Kettle Rock Dr, Reno, NV 89508 Property Records

Washoe County property record for 3975 Kettle Rock Dr, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1999
Lot Size	0.359 acres (15,638 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Feb 2019)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-071-02`

Property Details

APN / Parcel Number

Primary APN	`556-071-02`
Alternative APN	`156869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	2,015 sqft
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.359 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	33 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3975 KETTLE ROCK DR
City	RENO
State	NV
Zip	89508-8091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	PEAVINE VIEW EST 5 LT 101
Legal Subdivision	PEAVINE VIEW ESTATES 5
Legal Lot Number	101
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1001
Census Tract	2613

Owner

3975 Kettle Rock Dr is owned and occupied by an individual who bought it in February 2019.

Source: Washoe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3975 KETTLE ROCK DR, RENO, NV 89508-8091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 14, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Document Number	20194887680
Prior Transfer Date	Apr 30, 2007
Prior Transfer Doc	0003535579
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3975 KETTLE ROCK DR, RENO, NV 89508-8091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004783969
Date	Jan 30, 2018
Instrument	4783969

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3975 KETTLE ROCK DR, RENO, NV 89508-8091
Document Number	0004990648
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 KETTLE ROCK DR RENO NV 895088091, RENO, NV 89508-8091

Mortgage

Document Number	0004990648
Date	Jan 10, 2020
Instrument	4990648

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

February 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Feb 14, 2019
Property Address	3975 KETTLE ROCK DR, RENO, NV 89508-8091
Document Number	0004887680
Map Reference	DOC 2272664
Instrument Date	Feb 8, 2019
Instrument	4887680
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 KETTLE ROCK DR, RENO, NV 89508-8091

Mortgage

Document Number	0004887681
Date	Feb 14, 2019
Instrument	4887681

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3975 Kettle Rock Dr was $1,188.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,683 (+0.66%) Land $33,810 Building $53,873
2025	$1,188.00	$87,110 Land $32,200 Building $54,910	$248,886 Land $92,000 Building $156,886
2023	$1,495.00 (+3.03%)	$85,549 (+19.77%) Land $33,040 Building $52,509	$244,427 (+19.77%) Land $94,400 Building $150,027
2022	$1,451.00	$71,425 Land $27,615 Building $43,810	$204,072 (+9.14%) Land $78,900 Building $125,172
2021			$186,980 Land $62,300 Building $124,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3975 Kettle Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 Kettle Rock Dr is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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