3981 Doe Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3981 Doe Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,352 sqft Heated Area
Lot Size	209,088 sqft (4.8 acres)
Occupancy	Owner Occupied
Last Sale	$465,000 (2024)
Tax Bill	$5,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88785`
Alternative APN	`352630495000011230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Heated Area
Gross Area	1,672 sqft Gross Area
1st Floor	1,352 sqft 1st Floor
Stories	1 Stories
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured Style
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	209,088 sqft (4.8 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	1,056 sqft Shed
Deck Area	240 sqft Deck
Porch	Open Porch
Porch Area	320 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88785
Street Address	3981 DOE DR
City	SAINT CLOUD
State	FL
Zip	34772-9159
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 19 LOT 123
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	123
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43209

Owner

Source: Osceola County records · APN 88785

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3981 DOE DR, SAINT CLOUD, FL 34772-9159
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2024 · Amount on Record
Deed Sale	Sep 04, 2024 · Amount on Record
Prior Sale	Sep 05, 2017 · Amount on Record
Deed Doc Number	2024113829
Deed Book / Page	6659 / 2035
Record Refreshed	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 05, 2017
Property Address	3981 DOE DR, SAINT CLOUD, FL 34772-9159
Document Number	0052042333
Book / Page	5204 / 2333
Map Reference	MB B PG19
Instrument Date	Aug 14, 2017
Instrument	2017127473
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 NC HIGHWAY 72 E, 1107, LUMBERTON, NC 28358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3981 DOE DR, SAINT CLOUD, FL 34772-9159

Mortgage

Document Number	0052042335
Date	Sep 05, 2017
Instrument	5204/2335

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,340.00 (+113.94%)	$334,000 (+91.54%) Land $216,000 Building $118,000	$334,000 (+22.97%) Land $216,000 Building $118,000
2023	$2,496.00 (+4.83%) Homeowner's exemption	$174,376 (+3%)	$271,600 (+14.02%) Land $153,600 Building $118,000
2022	$2,381.00 Homeowner's exemption	$169,298	$238,200 Land $153,600 Building $84,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	About 1 in 193 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.