3960 Doe Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3960 Doe Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,400 sqft Heated Area
Lot Size103,673 sqft (2.38 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2025)
Tax Bill$4,678.00 (2025)

Property Details

APN / Parcel Number

Primary APN88781
Alternative APN
  • 352630495000011190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Heated Area
Gross Area1,696 sqft Gross Area
1st Floor1,400 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1986
Architectural StyleMobile/Manufactured Style
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area103,673 sqft (2.38 acres)
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area192 sqft Shed
Deck Area90 sqft Deck
PorchFinished/Screened Porch
Porch Area376 sqft Porch

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Account Number88781
Street Address3960 DOE DR
CitySAINT CLOUD
StateFL
Zip34772-9159
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS L & I C PB B PG 19 LOT 119
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number119
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43209

Owner

Source: Osceola County records · APN 88781

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3960 DOE DR, SAINT CLOUD, FL 34772-9159
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
Jan 16, 2024Warranty Deed, Transfer
PUBLIC TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2025 · Amount on Record
Deed SaleOct 03, 2025 · Amount on Record
Prior SaleJan 16, 2024 · Amount on Record
Deed Doc Number2025122200
Deed Book / Page6858 / 974
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2025
Property Address3960 DOE DR, SAINT CLOUD, FL 34772-9159
Document Number0068580974
Book / Page6858 / 974
Map ReferenceMB B PG 19
Instrument DateSep 19, 2025
Instrument2025122200
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, BLISSFUL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 5163, WINTER PARK, FL 32793-5163

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3960 DOE DR, SAINT CLOUD, FL 34772-9159

Mortgage

Document Number0006858976
DateOct 03, 2025
Instrument6858/976
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 16, 2024
Property Address3960 DOE DR, SAINT CLOUD, FL 34772-9159
Document Number0065332957
Book / Page6533 / 2957
Map ReferenceMB B PG 19
Instrument DateJan 04, 2024
Instrument2024005708
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2,030.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4715 KISSIMMEE PARK RD, SAINT CLOUD, FL 34772-7444

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5163, WINTER PARK, FL 32793-5163

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,678.00 (+108.28%)$286,200 (+81.93%) Land $214,200 Building $72,000$286,200 (-13.38%) Land $214,200 Building $72,000
2024$2,246.00 (+2.42%) Homeowner's exemption$157,316 (+3%)$330,400 (+23.01%) Land $214,200 Building $116,200
2023$2,193.00 (+5.08%) Homeowner's exemption$152,734 (+3%)$268,600 (+13.52%) Land $152,300 Building $116,300
2022$2,087.00 Homeowner's exemption$148,286$236,600 Land $152,300 Building $84,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 218 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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