Osceola County property record for 3960 Doe Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,400 sqft Heated Area |
| Lot Size | 103,673 sqft (2.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2025) |
| Tax Bill | $4,678.00 (2025) |
| Primary APN | 88781 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Heated Area |
| Gross Area | 1,696 sqft Gross Area |
| 1st Floor | 1,400 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 103,673 sqft (2.38 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 192 sqft Shed |
| Deck Area | 90 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 376 sqft Porch |
| Heating System | Forced Air Heating |
|---|
| Account Number | 88781 |
|---|---|
| Street Address | 3960 DOE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S L & I C PB B PG 19 LOT 119 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43209 |
Source: Osceola County records · APN 88781
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3960 DOE DR, SAINT CLOUD, FL 34772-9159 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jan 16, 2024 | Warranty Deed, Transfer PUBLIC TITLE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2024 · Amount on Record |
| Deed Doc Number | 2025122200 |
| Deed Book / Page | 6858 / 974 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 03, 2025 |
| Property Address | 3960 DOE DR, SAINT CLOUD, FL 34772-9159 |
| Document Number | 0068580974 |
| Book / Page | 6858 / 974 |
| Map Reference | MB B PG 19 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025122200 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | UNKNOWN, BLISSFUL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5163, WINTER PARK, FL 32793-5163 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3960 DOE DR, SAINT CLOUD, FL 34772-9159 |
| Document Number | 0006858976 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 6858/976 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 3960 DOE DR, SAINT CLOUD, FL 34772-9159 |
| Document Number | 0065332957 |
| Book / Page | 6533 / 2957 |
| Map Reference | MB B PG 19 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 2024005708 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,030.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4715 KISSIMMEE PARK RD, SAINT CLOUD, FL 34772-7444 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5163, WINTER PARK, FL 32793-5163 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,678.00 (+108.28%) | $286,200 (+81.93%) Land $214,200 Building $72,000 | $286,200 (-13.38%) Land $214,200 Building $72,000 |
| 2024 | $2,246.00 (+2.42%) Homeowner's exemption | $157,316 (+3%) | $330,400 (+23.01%) Land $214,200 Building $116,200 |
| 2023 | $2,193.00 (+5.08%) Homeowner's exemption | $152,734 (+3%) | $268,600 (+13.52%) Land $152,300 Building $116,300 |
| 2022 | $2,087.00 Homeowner's exemption | $148,286 | $236,600 Land $152,300 Building $84,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 218 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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