San Diego County property record for 3981 Brown St, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,887 sqft · built 1975 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2016) |
| Tax Bill | $6,666 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-502-06-00 |
| Primary APN | 165-502-06-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,887 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 8,500 sqft (0.195 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 3981 BROWN ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 TR 007790 |
| Legal Subdivision | MIRA COSTA HIGHLANDS |
| Legal Tract | 007790 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18517 |
Source: San Diego County records · APN 165-502-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3981 BROWN ST, OCEANSIDE, CA 92056-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY |
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2016 · Amount on Record |
| Deed Sale | Jun 17, 2016 · Amount on Record |
| Prior Sale | May 19, 1994 · Amount on Record |
| Deed Document Number | 2016301655 |
| Prior Transfer Date | May 04, 1994 |
| Prior Transfer Doc | 0000329982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3981 BROWN ST, OCEANSIDE, CA 92056-3802 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3981 BROWN ST, OCEANSIDE, CA 92056-3802 |
| Document Number | 0000058951 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 2026-0058951 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3981 BROWN ST, OCEANSIDE, CA 92056-3802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3981 BROWN ST, OCEANSIDE, CA 92056-3802 |
| Document Number | 0000775049 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-0775049 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $603,715 (+2%) Land $79,869 Building $523,846 | |
| 2025 | $6,666.00 (+5.18%) | $591,878 (+4.04%) Land $78,303 Building $513,575 |
| 2023 | $6,338.00 (+1.54%) | $568,896 Land $75,263 Building $493,633 |
| 2022 | $6,242.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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