3980 Sand Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 3980 Sand Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 996 sqft · built 2003
Lot Size	5.25 acres (228,690 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2025)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-390-005-000`

Property Details

APN / Parcel Number

Primary APN	`046-390-005-000`
Alternative APNs	`04639005100` `0463900510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Manufactured
Lot Area	228,690 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	1,704 sqft

Location & Zoning

Street Address	3980 SAND RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-8187
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	PM 7/73/C
Legal Subdivision	7-73, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	31408

Owner

3980 Sand Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in December 2025.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Grant Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Jul 24, 2023	Intrafamily Transfer, Transfer
Dec 18, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Dec 18, 2019
Deed Document Number	202536427
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000054372
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 19, 2025
Property Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187
Document Number	0000036427
Map Reference	MB 7 PG 73
Instrument Date	Dec 16, 2025
Instrument	2025-0036427
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187

Mortgage

Document Number	0000036428
Date	Dec 19, 2025
Instrument	2025-0036428

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 24, 2023
Property Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187
Document Number	0000020499
Map Reference	MB 7 PG 73
Instrument Date	Jul 3, 2023
Instrument	2023-0020499
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5810 OUR WAY, CITRUS HEIGHTS, CA 95610-6707

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 18, 2019
Property Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187
Document Number	0000054372
Instrument Date	Dec 10, 2019
Instrument	54372
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3980 SAND RIDGE RD PLACERVILLE CA 956678187, PLACERVILLE, CA 95667-8187

Mortgage

Document Number	54373
Date	Dec 18, 2019
Instrument	54373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 3, 2017
Property Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187
Document Number	0000044288
Map Reference	MB 7 PG 73
Instrument Date	Sep 22, 2017
Instrument	2017-0044288
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3980 SAND RIDGE RD, PLACERVILLE, CA 95667-8187

Mortgage

Document Number	0000044289
Date	Oct 3, 2017
Instrument	2017-0044289

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3980 Sand Ridge Rd was $4,652.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,000 (+15.04%) Land $125,000 Building $375,000
2025	$4,652.00	$434,645 Land $108,091 Building $326,554
2023	$4,451.00 (+2.84%)	$417,769 Land $103,895 Building $313,874
2022	$4,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3980 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3980 Sand Ridge Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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