3850 Sand Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 3850 Sand Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,260 sqft · built 1985
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2020)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-380-022-000`

Property Details

APN / Parcel Number

Primary APN	`046-380-022-000`
Alternative APNs	`04638022100` `0463802210`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	435,600 sqft
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	1,260 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Coal
Water Source	Well

Location & Zoning

Street Address	3850 SAND RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-8186
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	SEC 14 9 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	31408

Owner

3850 Sand Ridge Rd, a rural home, is owned and occupied by an individual who bought it in April 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3850 SAND RIDGE RD, PLACERVILLE, CA 95667-8186
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 9, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 7, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	202016137
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3850 SAND RIDGE RD, PLACERVILLE, CA 95667-8186
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 SAND RIDGE RD, PLACERVILLE, CA 95667-8186

Mortgage

Document Number	0000006891
Date	Feb 1, 2021
Instrument	2021-0006891

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 9, 2020
Property Address	3850 SAND RIDGE RD, PLACERVILLE, CA 95667-8186
Document Number	0000016137
Instrument Date	Apr 6, 2020
Instrument	16137
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3850 SAND RIDGE RD PLACERVILLE CA 956678186, PLACERVILLE, CA 95667-8186

Mortgage

Document Number	16138
Date	Apr 9, 2020
Instrument	16138

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 7, 2017
Property Address	3850 SAND RIDGE RD, PLACERVILLE, CA 95667-8186
Document Number	0000050059
Instrument Date	Nov 3, 2017
Instrument	2017-0050059
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 SAND RIDGE RD, PLACERVILLE, CA 95667-8186

Mortgage

Document Number	0000050060
Date	Nov 7, 2017
Instrument	2017-0050060

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3850 Sand Ridge Rd was $3,469 with a veteran's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,555 (+2%) Land $139,437 Building $368,118
2025	$3,469.00 Disabled Person's exemption Veteran's exemption	$497,603 Land $136,703 Building $360,900
2023	$3,411.00 (-0.79%) Disabled Person's exemption Veteran's exemption	$478,283 Land $131,396 Building $346,887
2022	$3,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3850 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3850 Sand Ridge Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, T-Mobile, Verizon.

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