3980 Randolph Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 3980 Randolph Ln, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,380 sqft · built 2003
Lot Size1.55 acres (67,823 sqft)
OwnerIndividual Name on File
Tax Bill$7,806 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN41-42-39C-021

Property Details

APN / Parcel Number

Primary APN41-42-39C-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,380 sqft Living Area
1st Floor Area784 sqft
Basement Area196 sqft
Unfinished Basement196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area67,823 sqft (1.55 acres)
Garage TypeDetached
Garage Area856 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area66 sqft
Patio Area70 sqft
Shed1 Shed
Shed Area64 sqft
Poultry House570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3980 RANDOLPH LN
CityCINCINNATI
StateOH
Zip45245-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDOLPH (REPLAT); LOT 21
Legal SubdivisionRANDOLPH (REPLAT)
Legal Lot Number21
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3000
Census Tract41202

Owner

3980 Randolph Ln is owned and occupied by an individual who acquired it in February 2006.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3980 RANDOLPH LN, CINCINNATI, OH 45245-2318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 10, 2006
Transfer Doc0000004624
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateSep 15, 2026
Property Address3980 RANDOLPH LN, CINCINNATI, OH 45245-2318
Document Number0000021358
Book / Page3033 / 5957
Instrument DateSep 4, 2026
Instrument202621358
Transaction TypeMortgage
Record UpdatedSep 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3980 RANDOLPH LN, CINCINNATI, OH 45245-2318

Mortgage

Document Number0000021358,
DateSep 15, 2026
Book Page3033/5957
Instrument202621358
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 4, 2036
Interest
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3980 RANDOLPH LN, CINCINNATI, OH 45245-2318
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041296
DateDec 21, 2021
Book Page2906/712
Instrument202100041296
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3980 Randolph Ln was $7,806 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,806.00$154,950 Land $25,410 Building $129,540
2024$442,700 (-) Land $72,600 Building $370,100
2023$15,411.00 (+142.16%) Homeowner's exemption$154,950 (+41.99%) Land $25,410 Building $129,540$442,700 Land $72,600 Building $370,100
2022$6,364.00 Homeowner's exemption$109,130 Land $17,850 Building $91,280
2020$311,800 Land $51,000 Building $260,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3980 Randolph Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3980 Randolph Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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