Clermont County property record for 3963 Randolph Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,118 sqft · built 1986 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $3,567 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-39.-016B |
| Primary APN | 41-42-39.-016B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 26,049 sqft (0.598 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Mixed |
| Garage Area | 312 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Patio Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3963 RANDOLPH LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDOLPH; LOT 16B |
| Legal Subdivision | RANDOLPH SUB |
| Legal Lot Number | 16B |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41202 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Aug 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Jul 10, 1997 · Amount on Record |
| Deed Document Number | 202134526 |
| Deed Book / Page | 2899 / 1214 |
| Prior Transfer Date | Aug 16, 2018 |
| Prior Transfer Doc | 0000019085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 22, 2021 |
| Property Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Document Number | 0000034526 |
| Book / Page | 2899 / 1214 |
| Map Reference | MB I PG 37 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 202100034526 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Document Number | 0000034527 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 202100034527 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000020559 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 2818/1102 |
| Instrument | 201900020559 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 22, 2018 |
| Property Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Document Number | 0000019085 |
| Book / Page | 002788 / 001283 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 19085 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3963 RANDOLPH LN CINCINNATI OH 452452317, CINCINNATI, OH 45245-2317 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 22, 2018 |
| Property Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Document Number | 0000019086 |
| Book / Page | 2788 / 1285 |
| Map Reference | PB I PG 37 PB 9L |
| Instrument Date | Aug 16, 2018 |
| Instrument | 201800019086 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3963 RANDOLPH LN, CINCINNATI, OH 45245-2317 |
| Document Number | 0000019087 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 201800019087 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,567.00 (-49.4%) | $70,880 (-) Land $16,910 Building $53,970 | |
| 2024 | $202,500 (-) Land $48,300 Building $154,200 | ||
| 2023 | $7,049.00 (+142.82%) Homeowner's exemption | $70,880 (+42.22%) Land $16,910 Building $53,970 | $202,500 (+42.21%) Land $48,300 Building $154,200 |
| 2022 | $2,903.00 Homeowner's exemption | $49,840 Land $11,900 Building $37,940 | |
| 2020 | $142,400 Land $34,000 Building $108,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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