3980 Montclair Ln, Boulder, CO 80301 Property Records

Boulder County property record for 3980 Montclair Ln, Boulder, CO 80301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,380 sqft · built 1999
Lot Size	0.162 acres (7,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,148,500 (Aug 2020)
Tax Bill	$9,487 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1463-17-4-07-016`

Property Details

APN / Parcel Number

Primary APN	`1463-17-4-07-016`
Alternative APNs	`R0116728` `0116728`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,380 sqft Living Area
Gross Area	4,010 sqft
1st Floor Area	1,158 sqft
Upper Floors Area	1,164 sqft
Basement Area	1,120 sqft
Finished Basement	1,058 sqft
Unfinished Basement	62 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,061 sqft (0.162 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0116728
Street Address	3980 MONTCLAIR LN
City	BOULDER
State	CO
Zip	80301-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 BLK 2 FOUR MILE CREEK FLG 1
Legal Range	70
Legal Township	1N
Legal Section	17
Legal Subdivision	FOUR MILE CREEK FLG 1 - BO
Legal Block	2
Legal Lot Number	55
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3028
Census Tract	12701

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3980 MONTCLAIR LN, BOULDER, CO 80301-6019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	20203806877
Prior Transfer Date	Sep 29, 1999
Prior Transfer Doc	0001989643
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3980 MONTCLAIR LN, BOULDER, CO 80301-6019
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004124602
Date	Mar 24, 2026
Instrument	4124602

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Aug 17, 2020
Property Address	3980 MONTCLAIR LN, BOULDER, CO 80301-6019
Document Number	0003806877
Instrument Date	Aug 13, 2020
Instrument	3806877
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3980 MONTCLAIR LN, 3980, BOULDER, CO 80301-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3980 MONTCLAIR LN, BOULDER, CO 80301-6019

Mortgage

Document Number	0003806878
Date	Aug 17, 2020
Instrument	3806878

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,496 (+4.02%) Land $27,900 Building $75,596	$1,592,000 (-) Land $480,300 Building $1,111,700
2025	$9,487.00 (+9.27%)	$99,500 (-2.91%) Land $30,019 Building $69,481	$1,592,000 (+4.09%) Land $480,300 Building $1,111,700
2024	$8,682.00 (+1.77%)
2023	$8,531.00 (+7.85%)	$102,477 (+20.31%) Land $30,874 Building $71,603	$1,529,500 (+24.8%) Land $460,800 Building $1,068,700
2022	$7,910.00	$85,180 Land $27,870 Building $57,310	$1,225,600 Land $401,000 Building $824,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (1995–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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