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3980 Midland Rd E, Waterford, MI 48329 Property Records

Oakland County property record for 3980 Midland Rd E, Waterford, MI 48329

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,079 sqft · built 1968
Lot Size0.335 acres (14,593 sqft)
Owner2 Individual Names on Record
Tax Bill$1,610 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNW-13-03-427-027

Property Details

APN / Parcel Number

Primary APNW-13-03-427-027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,079 sqft Living Area
1st Floor Area1,079 sqft
Basement Area1,053 sqft
Unfinished Basement1,053 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Lot Area14,593 sqft (0.335 acres)
Lot Dimensions52 ft deep x 211 ft wide
Garage Area1,157 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area183 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3980 MIDLAND RD E
CityWATERFORD
StateMI
Zip48329-2034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT3N, R9E, SEC 3 SUPERVISOR'S PLAT NO 10 LOTS 101, 102 & 103
Legal Range09E
Legal Township03N
Legal Section03
Legal SubdivisionSUPERVISORS PLAT NO 10
Legal Lot Number101-103
JurisdictionOAKLAND MI
Township / Civil DivisionWATERFORD
Census Block Group6
Census Block6000
Census Tract143500

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3980 MIDLAND RD E, WATERFORD, MI 48329-2034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Jul 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3980 MIDLAND RD E, WATERFORD, MI 48329-2034
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3980 MIDLAND RD E, WATERFORD, MI 48329-2034

Mortgage

Document Number0000487648
DateDec 29, 2022
Book Page58345/142
Instrument487648
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 21, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3980 MIDLAND RD E, WATERFORD, MI 48329-2034
Document Number0000144250
Book / Page050922 / 000287
Instrument DateJul 15, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3980 MIDLAND RD E WATERFORD TOWNSHIP MI 483292034, WATERFORD TOWNSHIP, MI 48329-2034

Mortgage

Document Number0000144250
DateAug 1, 2017
Book Page050922/000287
Instrument144250
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWaterford Charter Township
Unified School DistrictWaterford School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,610.00 (-57.51%) Homeowner's exemption$127,090 (+13.54%)$254,180 (+13.54%)
2024$3,789.00 (+58.4%)
2023$111,930$223,860
2021$2,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP
serves 73,441 people · EPA ID MI0006910
Water SourceGroundwater
Last State InspectionSep 2021
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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