4032 Midland Rd E, Waterford, MI 48329 Property Records

Oakland County property record for 4032 Midland Rd E, Waterford, MI 48329 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,698 sqft · built 1964
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Jul 2024)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`W-13-03-427-021`

Property Details

APN / Parcel Number

Primary APN	`W-13-03-427-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	1,229 sqft
Basement Area	743 sqft
Unfinished Basement	743 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	81.9 ft deep x 90 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	646 sqft
Patio Area	971 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4032 MIDLAND RD E
City	WATERFORD
State	MI
Zip	48329-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R9E, SEC 3 SUPERVISOR'S PLAT NO 10 LOTS 110 & 111, ALSO ELY 10 FT OF LOT 112
Legal Range	09E
Legal Township	03N
Legal Section	03
Legal Subdivision	SUPERVISORS PLAT NO 10
Legal Lot Number	110-112
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	6
Census Block	6000
Census Tract	143500

Owner

Source: Oakland County records · APN W-13-03-427-021

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7893 BECK RD, VAN BUREN TOWNSHIP, MI 48111-1288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Sep 05, 2002 · Amount on Record
Deed Document Number	202477389
Deed Book / Page	59486 / 282
Prior Transfer Date	May 15, 1996
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4032 MIDLAND RD E, WATERFORD, MI 48329-2036
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 MIDLAND RD E, WATERFORD TOWNSHIP, MI 48329-2036

Mortgage

Document Number	0000049308
Date	Feb 24, 2021
Book Page	55765/734
Instrument	49308

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 05, 2046

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4032 MIDLAND RD E, WATERFORD, MI 48329-2036
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227995
Date	Dec 14, 2017
Book Page	51386/00593
Instrument	227995

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,186.00 (+24.66%) Homeowner's exemption	$196,600 (+24.27%)	$393,200 (+24.27%)
2024	$3,358.00 (+17.58%)
2023		$158,200	$316,400
2021	$2,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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