Wells County property record for 3980 E River Rd, Bluffton, IN 46714 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,012 sqft · built 1964 |
| Lot Size | 8.1 acres (352,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,500 (Aug 2017) |
| Tax Bill | $1,900 (2025) |
| Deeds & Mortgages | May 2026 Transfer Jun 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 90-08-03-400-006.000-003 |
| Primary APN | 90-08-03-400-006.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 2,012 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 352,836 sqft (8.1 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 00001527393 |
|---|---|
| Street Address | 3980 E RIVER RD |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 03-26-12 8.1A PT SESE E OF DITCH |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40500 |
Source: Wells County records · APN 90-08-03-400-006.000-003
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 28, 2026 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jun 17, 2022 | Intrafamily Transfer, Transfer |
| Aug 07, 2017 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2017 · Amount on Record |
| Deed Sale | Aug 07, 2017 · Amount on Record |
| Prior Sale | Aug 03, 2017 · Amount on Record |
| Deed Document Number | 2017477 |
| Last Transfer Date | May 27, 2026 |
| Transfer Doc | 0000001882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 28, 2026 |
| Property Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Document Number | 0000001882 |
| Instrument Date | May 27, 2026 |
| Instrument | 20261882 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 17, 2022 |
| Property Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Document Number | 0020222761 |
| Map Reference | DB 109 PG 352 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 20222761 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Aug 07, 2017 |
| Property Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Document Number | 0020170477 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 20170477 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3980 E RIVER RD, BLUFFTON, IN 46714-9401 |
| Document Number | 20170478 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 20170478 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,900.00 (+25.99%) Homeowner's exemption | $280,000 (+32.76%) Land $42,200 Building $237,800 | $280,000 (+32.76%) Land $42,200 Building $237,800 |
| 2024 | $1,508.00 (+28.12%) | ||
| 2023 | $210,900 (+6.14%) Land $32,100 Building $178,800 | $210,900 (+6.14%) Land $32,100 Building $178,800 | |
| 2022 | $1,177.00 | $198,700 Land $25,300 Building $173,400 | $198,700 Land $25,300 Building $173,400 |
Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790405002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Craigville Telephone Company | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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