3980 Benjamin St, Cincinnati, OH 45245 Property Records

Clermont County property record for 3980 Benjamin St, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,028 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2021)
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-41-03.-091`

Property Details

APN / Parcel Number

Primary APN	`41-41-03.-091`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	508 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3980 BENJAMIN ST
City	CINCINNATI
State	OH
Zip	45245-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGMAN; LOT 91
Legal Subdivision	YOUNGMAN
Legal Lot Number	91
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

3980 Benjamin St is owned and occupied by an individual who bought it in July 2021.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3980 BENJAMIN ST, CINCINNATI, OH 45245-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 18, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	202121691
Deed Book / Page	2886 / 2917
Prior Transfer Date	Jul 28, 2011
Prior Transfer Doc	0000017017
Record Updated	Oct 29, 2026

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 6, 2021
Property Address	3980 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000021691
Book / Page	2886 / 2917
Map Reference	MB E PG 14
Instrument Date	Jun 1, 2021
Instrument	202100021691
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 BENJAMIN ST, CINCINNATI, OH 45245-2202

Mortgage

Document Number	0000021692
Date	Jul 6, 2021
Instrument	202100021692

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 18, 2021
Property Address	3980 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000008660
Book / Page	2873 / 2278
Map Reference	MB E PG 14
Instrument Date	Mar 11, 2021
Instrument	202100008660
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 480, HEBRON, KY 41048-0480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3980 Benjamin St was $3,967 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,967.00	$78,820 Land $14,420 Building $64,400
2024			$225,200 (-0.75%) Land $41,200 Building $184,000
2023	$7,899.00 (+232.87%) Homeowner's exemption	$79,420 (+94.94%) Land $14,420 Building $65,000	$226,900 Land $41,200 Building $185,700
2022	$2,373.00 Homeowner's exemption	$40,740 Land $9,100 Building $31,640
2020			$116,400 Land $26,000 Building $90,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3980 Benjamin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3980 Benjamin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Benjamin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures