3976 Benjamin St, Cincinnati, OH 45245 Property Records

Clermont County property record for 3976 Benjamin St, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (May 2018)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`41-41-03.-092`

Property Details

APN / Parcel Number

Primary APN	`41-41-03.-092`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Cul-de-sac
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	12 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3976 BENJAMIN ST
City	CINCINNATI
State	OH
Zip	45245-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGMAN; LOT 92
Legal Subdivision	YOUNGMAN
Legal Lot Number	92
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

Source: Clermont County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 24, 2022	Intrafamily Transfer, Transfer · FHA Mortgage PRIMELENDING
Apr 13, 2021	Intrafamily Transfer, Transfer
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
May 15, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Feb 27, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 19, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Deed Document Number	201810662
Deed Book / Page	2770 / 293
Last Transfer Date	Jun 13, 2022
Transfer Doc	0000016817
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Sep 1, 2026
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000020230
Book / Page	3032 / 4819
Instrument Date	Aug 26, 2026
Instrument	202620230
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202

Mortgage

Document Number	0000020230,
Date	Sep 1, 2026
Book Page	3032/4819
Instrument	202620230

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Jun 24, 2022
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000016817
Book / Page	2922 / 5477
Map Reference	MB E PG 14
Instrument Date	Jun 13, 2022
Instrument	202200016817
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202

Mortgage

Document Number	0000016919
Date	Jun 24, 2022
Instrument	202200016919

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Apr 13, 2021
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000011858
Book / Page	2876 / 4775
Map Reference	MB E PG 14
Instrument Date	Mar 31, 2021
Instrument	202100011858
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000016539
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6 BENJAMIN ST CINCINNATI OH 45245, CINCINNATI, OH 45245

Mortgage

Document Number	0000016539
Date	Jul 2, 2020
Book Page	002843/002718
Instrument	16539

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 15, 2018
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000010662
Book / Page	002770 / 000293
Instrument Date	May 4, 2018
Instrument	10662
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 BENJAMIN ST CINCINNATI OH 452452202, CINCINNATI, OH 45245-2202

Mortgage

Document Number	10663
Date	May 15, 2018
Book Page	002770/000296
Instrument	10663

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLERMONT OH
Recording Date	Feb 27, 2018
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000004287
Book / Page	002756 / 001239
Instrument Date	Feb 27, 2018
Instrument	4287
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 W CHARLES ST BATAVIA OH 451031845, BATAVIA, OH 45103-1845

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLERMONT OH
Recording Date	Jun 19, 2017
Property Address	3976 BENJAMIN ST, CINCINNATI, OH 45245-2202
Document Number	0000013558
Book / Page	002711 / 001096
Instrument Date	Jun 15, 2017
Instrument	13558
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 BENJAMIN ST CINCINNATI OH 452452202, CINCINNATI, OH 45245-2202

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00 (-49.39%)	$70,600 (-) Land $14,420 Building $56,180
2024			$201,700 (-) Land $41,200 Building $160,500
2023	$7,021.00 (+170.25%) Homeowner's exemption	$70,600 (+58.33%) Land $14,420 Building $56,180	$201,700 (+58.32%) Land $41,200 Building $160,500
2022	$2,598.00 Homeowner's exemption	$44,590 Land $9,100 Building $35,490
2020			$127,400 Land $26,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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