Collier County property record for 398 Windward Way, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 3,545 sqft · built 2001 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,250,000 (Jan 2017) |
| Tax Bill | $13,961 (2025) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 088000 13 84A28 |
| Primary APN | 088000 13 84A28 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,545 sqft Living Area |
| 1st Floor Area | 3,545 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,939 sqft (0.32 acres) |
| Pool Area | 336 sqft |
| Deck Area | 1,172 sqft |
| Street Address | 398 WINDWARD WAY |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-4070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 5 BLK 13 LOT 8 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 28 |
| Legal Subdivision | MOORINGS UNIT 5 |
| Legal Tract | 088000 |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Legal Unit | 5 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 302 |
398 Windward Way is owned and occupied by two individuals who bought it in January 2017.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 WINDWARD WAY, NAPLES, FL 34103-4070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on File |
| Deed Sale | Jan 13, 2017 · Amount on File |
| Prior Sale | Jul 5, 2013 · Amount on File |
| Deed Document Number | 20175356692 |
| Deed Book / Page | 5353 / 2534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jan 13, 2017 |
| Property Address | 398 WINDWARD WAY, NAPLES, FL 34103-4070 |
| Document Number | 0053532534 |
| Book / Page | 005353 / 002534 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 5356692 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 398 WINDWARD WAY NAPLES FL 341034070, NAPLES, FL 34103-4070 |
| Document Number | 53532536, |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 005353/002536 |
| Instrument | 5356693 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 223 NASH ST W, WILSON, NC 27893-3801 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 12, 2032 |
The 2025 property tax bill for 398 Windward Way was $13,961 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,625,959 (+2.83%) | $2,909,331 (+7.86%) Land $2,184,102 Building $725,229 | |
| 2025 | $13,961.00 Homeowner's exemption | $1,581,141 | $2,697,232 Land $1,777,360 Building $919,872 |
| 2023 | $9,634.00 (-31.89%) Homeowner's exemption | $1,079,570 (-27.11%) | $2,446,999 (+0.06%) Land $1,900,408 Building $546,591 |
| 2022 | $14,144.00 Homeowner's exemption | $1,480,994 | $2,445,504 Land $1,449,916 Building $995,588 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 398 Windward Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 188 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 321 units insured incl. 133 condo units |
| Nearby Flood Claims | 178 (1982–2024) |
| Claims Outside the SFHA | 4 of 178 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 398 Windward Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband.
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