398 Walnut Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 398 Walnut Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 1983
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Jul 2025)
Tax Bill$8,148 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-5535-9

Property Details

APN / Parcel Number

Primary APNC62-000-741-5535-9
Alternative APNs
  • 11-28-15-28951-000-0370
  • 281511289510000370
  • 152811289510000370
  • R119906

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,526 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,526 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions103 ft deep x 93 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area14 sqft
Deck Area275 sqft
Patio Area275 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR119906
Street Address398 WALNUT CT
CityPALM HARBOR
StateFL
Zip34683-5935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionFOREST GROVE, PHASE III LOT 37
Legal Range15E
Legal Township28S
Legal Section11
Legal SubdivisionFOREST GROVE, PHASE III
Legal Phase3
Legal Tract28951
Legal Block1
Legal Lot Number37
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1010
Census Tract27210

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address296 BENSON AVE, ELMONT, NY 11003-2317
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2025 · Amount on Record
Deed SaleJul 18, 2025 · Amount on Record
Prior SaleJul 18, 2024 · Amount on Record
Deed Document Number2025205990
Deed Book / Page23233 / 919
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address398 WALNUT CT, PALM HARBOR, FL 34683-5935
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 WALNUT CT, PALM HARBOR, FL 34683-5935

Mortgage

Document Number0223391762
DateFeb 8, 2023
Book Page22339/1762
Instrument2023033210
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address398 WALNUT CT, PALM HARBOR, FL 34683-5935
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0211360803
DateAug 25, 2020
Book Page21136/803
Instrument2020252921
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,148.00 (+274.1%)$441,149 (+187.21%) Land $153,929 Building $287,220$441,149 (+4.58%) Land $153,929 Building $287,220
2023$2,178.00 (+3.57%) Homeowner's exemption$153,599 (+3%)$421,826 (+16.33%) Land $189,564 Building $232,262
2022$2,103.00 Homeowner's exemption$149,125$362,609 Land $188,093 Building $174,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies119 units insured
incl. 64 condo units
Nearby Flood Claims7 (2019–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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